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CarusoProcessing
55 Posts |
 Posted - 03/05/2007 : 1:23:51 PM
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Here is the scenario:
657 Mid Score
100% LTV or CLTV
stated/stated
SFR
C/O refi
11 month seasoning
I need a lender that can reissue my credit score...i pulled ine on 2/28/07...can anyone help me...i have a full file ready to submit and close asap...client is very anxious to close |
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rcas89
1273 Posts |
Posted - 03/05/2007 : 1:35:19 PM
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| Email me loan amount and state that's in so I can price you out. |
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bigtnorange
145 Posts |
Posted - 03/05/2007 : 1:58:21 PM
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| aurora loan service can do that all day long..... |
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FundStar14
1107 Posts |
Posted - 03/05/2007 : 2:02:50 PM
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| Auroro just bumped their guidelines to 660 today, they will no longer do that one ;-( |
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CarusoProcessing
55 Posts |
Posted - 03/05/2007 : 2:03:25 PM
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| hte only problem is they need to reissue the credit..i just had it repulled through a lender and the score dropped to a 533 |
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CarusoProcessing
55 Posts |
Posted - 03/05/2007 : 2:06:38 PM
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| damn guidelines!!!! |
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krougeau
81 Posts |
Posted - 03/05/2007 : 2:43:40 PM
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| it all depends on the credit bureau servicing co that you use...I have had luck with wilmington and BNC using my credit report, but it is up to the lender....hope that helps |
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efrederick
1259 Posts |
Posted - 03/05/2007 : 2:45:13 PM
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What credit agency do you use?
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jlawrence
503 Posts |
Posted - 03/05/2007 : 2:47:24 PM
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| We can use your credit in most cases. There is a variance though. Can still do stated refi with 640. Rates wont be pretty, but can get it done. |
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CarusoProcessing
55 Posts |
Posted - 03/05/2007 : 3:40:40 PM
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eric-i know that you cannot do it...i submitted it to e-1st and thats where my score dropped
jeff- if you can do it what would the pricing look like? |
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efrederick
1259 Posts |
Posted - 03/05/2007 : 3:42:17 PM
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Fair enough.
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CarusoProcessing
55 Posts |
Posted - 03/05/2007 : 3:46:20 PM
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| if it makes you feel any better I submit 95% of my stuff to your company |
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efrederick
1259 Posts |
Posted - 03/05/2007 : 3:48:05 PM
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| I appreciate that. The fair enough wasn't negative, just....fair enough! |
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