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sprouty1
7 Posts |
 Posted - 03/23/2005 : 06:11:00 AM
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| this one is a refi-80%LTV or higher, DTI is 45%, mid score is 535, appraised price is $120,000.00. I would love any help any one can give me-I cannot find anyone to finance double-wide in Vermont. |
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sprouty1
7 Posts |
Posted - 03/23/2005 : 09:24:42 AM
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| OK can anyone tell me where to go for down to 75 or 70%LTV--I am desperate |
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MSGulfCoast
181 Posts |
Posted - 03/23/2005 : 09:28:52 AM
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| Wells Fargo may still do doublewides, not sure, and Accredited lists manufactured and modular in their program guides, although I'm not sure of the specifics (LTV and the like) |
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loanpro
361 Posts |
Posted - 03/23/2005 : 10:38:00 AM
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| 580 seems to be the cutoff for manufactured pretty much everywhere, let us know if you find a lender! |
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GoodOmen
9 Posts |
Posted - 03/23/2005 : 10:40:31 AM
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| Argent, Popular Financial, and Chase Manhattan B/C might be options with that credit scores. |
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liverichly
6079 Posts |
Posted - 03/24/2005 : 03:07:12 AM
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bay lending corporation
http://www.baylending.com
franklin direct
http://www.franklin-mtg.com/brokers.php
lendmark financial services
http://www.lendmarkfinancial.com |
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jandrews
801 Posts |
Posted - 03/24/2005 : 06:00:25 AM
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If your looking for a lender for any loan sceario - go to Weird Loans.com and sign up - the service is free, you punch in what you have, and they will match you up with a lender in their data base who can help you.
Good luck
John Andrews
Northstar Mortgage |
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Badam
40 Posts |
Posted - 03/24/2005 : 08:03:24 AM
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Credit score is the problem, you might try Liberty American or Decision 1, they both peg around 80 LTV. Being in Pahrump, I'm always keeping track of who loans for MFG homes....gettin pretty slim though..
Bryan Adam |
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Badam
40 Posts |
Posted - 03/24/2005 : 08:08:25 AM
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Credit score will be your biggest problem although you might try Liberty American or Decision1...I know they both go around 80%LTV (not sure about the score though). Being in Pahrump, NV I try to keep up with whose lending on MFG homes but options are getting slimmer all the time,
Bryan Adam
bryanadamloans@pahrump.com |
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dkburt
76 Posts |
Posted - 03/25/2005 : 05:53:22 AM
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| Argent is the only company that will loan MFG with that score, that I have found, www.argentmortgage.com |
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rsbyrge
118 Posts |
Posted - 03/25/2005 : 06:06:43 AM
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I had a Lendsource rep in here yesterday. Their flyer lists 85% on MFD homes...no single wides, but she said they do double and modulars. We closed loans wiht them, and she seems to kow her stuff.
www.lendsource.com
Also, you might consider going FHA. |
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porschterus
8 Posts |
Posted - 03/25/2005 : 4:12:30 PM
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I used to sell them. Now I dont try and finance them. Ampro will, they are out of CO. 75% is the max Freddie and Fannie will allow on ltv for refinancing, If you get an LP or DU approval, First Mag, National City, Am Pro....are probably the few. On a refi though, that score will be tough. Argent might work, guidelines pending. quote:
Originally posted by sprouty1
OK can anyone tell me where to go for down to 75 or 70%LTV--I am desperate
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