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jsaville
248 Posts |
 Posted - 11/05/2009 : 12:55:38 PM
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Just got a denial form prmg cuz they require 2 years discharged on a 13 now......
Any other lenders that can do this still? |
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SLICKRICK1701
32 Posts |
Posted - 11/05/2009 : 1:49:00 PM
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| I CAN SWEAR THAT A LOT OF LENDERS WILL DO IF THE PAYMENTS WERE MADE ON TIME ON THE CHAPTER 13. |
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jsaville
248 Posts |
Posted - 11/05/2009 : 1:59:16 PM
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Well I did some hunting around and their are a few lenders that will do it still but it requires a manual u\w. I got one of these done last year and now i remember, we were only able to do it because it fit manual guidelines.
vor
31/41
re-established credit.
Im going to send this one to AFR wholesale. Any other manual u\w lenders out thier? |
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just in kase
1512 Posts |
Posted - 11/05/2009 : 4:08:28 PM
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| search a bit more, may lenders are allowing ch 13 with 1yr current payment history, no lates after bk, TSC accept, and premission to enter into new debt from chapter 13 |
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jsaville
248 Posts |
Posted - 11/05/2009 : 4:16:50 PM
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Hm ok, well i will look more, its just that the bk is already discharged, and they have reestblished credit. It just seems that with most lender's if they can't get a du approval then they just wont u\w it.
I have credit and 1003 ready if any wholesale lenders want to look at it, send me an email. |
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the_mortgage_guy
2628 Posts |
Posted - 11/06/2009 : 06:08:20 AM
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| if score is above 620 still, Franklin American will manual this but of course no guarantess. good news is theya re only 3-4 days in uinderwrite. AFr is like 14 days. |
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