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Originally posted by Broker G

We are rolling out our banking platform before the end of the year and will offer the ability to bank loans (fund in our name) or broker the more challenging files like FHA/VA/USDA programs with scores below 620/580 and Jumbos for example.

If you are looking to join a company that…

• Is a financially secure and stable organization with a (4 Star Excellent) Bauer Financial Bank Rating (www.bauerfinancial.com)
• Is fully committed to the remote work-at-home loan originator with dedicated support team
• Offers the ability to operate without state licensing requirements (no state licensing required)
• Provides multi-state originating in 30 states and growing
• Provides remote access to latest version of Calyx Point 7 at no cost
• Migrating to Encompass with Pricing Engine, eSign, individual website w/online apps, etc.
• Offers diversified Conforming, Portfolio and Govt. (FHA/VA/USDA/Reverse) programs to choose from - incl FHA scores down to 530 and no scores on streamlines
• Offers true investor pricing (no padding of rate sheets) - you choose where to place your loans
• Provides streamlined centralized processing
• Can close loans in 7 - 10 days
• Offers the ability to build teams and earn overrides
• Has an easy and flexible hiring approval process (overlook credit issues)
• Broker or Bank your Loans (Banking coming Q4 2009)
• Best Commissions in the Industry

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Originally posted by recon123

Interested, I work with similar situation, got on board with company,
But they have recently changed all guidelines, and are now underwriting under extremely difficult guidelines, Bank changed everything to inhouse, with warehouse lines. I have a pipeline of 2,000,000 and Approve / Eligible loans they cant seem to close.
Looking for Alternative....I would like to originate in other states too.
reply to recon@roadrunner.com

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Originally posted by Motivation101

I would like to speak with you in more detail regarding your loan officer opportunities. Loan officer since 2005. Feel free to contact me offline. alrgroup@yahoo.com Leave a number where I can call you. J.P.

quote:

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Originally posted by Broker G

We are rolling out our banking platform before the end of the year and will offer the ability to bank loans (fund in our name) or broker the more challenging files like FHA/VA/USDA programs with scores below 620/580 and Jumbos for example.

If you are looking to join a company that…

• Is a financially secure and stable organization with a (4 Star Excellent) Bauer Financial Bank Rating (www.bauerfinancial.com)
• Is fully committed to the remote work-at-home loan originator with dedicated support team
• Offers the ability to operate without state licensing requirements (no state licensing required)
• Provides multi-state originating in 30 states and growing
• Provides remote access to latest version of Calyx Point 7 at no cost
• Migrating to Encompass with Pricing Engine, eSign, individual website w/online apps, etc.
• Offers diversified Conforming, Portfolio and Govt. (FHA/VA/USDA/Reverse) programs to choose from - incl FHA scores down to 530 and no scores on streamlines
• Offers true investor pricing (no padding of rate sheets) - you choose where to place your loans
• Provides streamlined centralized processing
• Can close loans in 7 - 10 days
• Offers the ability to build teams and earn overrides
• Has an easy and flexible hiring approval process (overlook credit issues)
• Broker or Bank your Loans (Banking coming Q4 2009)
• Best Commissions in the Industry

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quote:

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Originally posted by Broker G

quote:

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Originally posted by recon123

Interested, I work with similar situation, got on board with company,
But they have recently changed all guidelines, and are now underwriting under extremely difficult guidelines, Bank changed everything to inhouse, with warehouse lines. I have a pipeline of 2,000,000 and Approve / Eligible loans they cant seem to close.
Looking for Alternative....I would like to originate in other states too.
reply to recon@roadrunner.com

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The 30 states in we can lend in:
(Illinois, Indiana, Nevada, Georgia, Texas, Ohio, Florida,
South Dakota, Oregon, Virginia, Missouri, South Carolina,
Michigan, Louisiana, Mississippi, Delaware, Alabama,
North Carolina, Minnesota, Nebraska, Colorado,
California, Kentucky, Pennsylvania, Arkansas,
Iowa, Oklahoma, Wisconsin, Wyoming, Tennessee)

You will need a license for Michigan & Wisconsin.

Let me know if you want to come on. I can have you setup this week.We have several lenders that can assist with placing your loan.

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Originally posted by mgierke

RESPONSE TO QUESTIONS:

I am curious about 3 things:

1) in SC, if you are brokering, why is no broker license required?
Answer: Because we are a state chartered bank we are license exempt from state broker licensing even though we broker loans.

2) how will you all be affected if ysp/srp is banned?
Answer: Not sure and that's one reason why we'll be banking loans (funding in our name) before the end of the year so we don't expect to be effected by any changes coming unless they ban YSP/SRP for all bank which is very unlikely.

3) how etched in stone is it that the banking platform will be rolled out Jan. 1, as I have been told, yet your outfit is a division of a bank now?
Answer: It is in stone - we are working on the rollout as I write this.

I am very, very interested in this and will no doubt have no choice but to make a move by year's end, but do have some concerns.

If you are more comfortable with an off-board response, feel free.

WE'VE ALREADY SPOKEN OFFLINE SO PLEASE CALL OR EMAIL ME ANYTIME.

THANKS

John Fowler
Lexington, South Carolina
803-520-6761
Consultant, Author, Mortgage Banker
Thousands Closed Since '89

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Originally posted by gtammie555

Good Afternoon,

My husband and I are currently licensed NC Loan officers but we need to find a good mortgage company to work for. We have been licensed since Oct. 2006, but stopped for about a year. We are in an inactive-approved status with NC Commissioner of Banks. We would love to come on board. We are receiving calls now from old clients that we couldnt close over a year ago but they have cleaned up credit and feel they are ready to go but we are not actively employed... we need to be. We are ready to get back into the industry hard. Please email me at tamara@perfectpostcardservices.com with information.

Hopefully you are licensed in NC and hiring in NC. Please help!

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