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 Search for: SIVA with 692 mid in Hawaii.
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klbransom

30 Posts

Posted - 08/07/2008 :  1:46:20 PM
HELP!!!
692 mid (which keeps goin down due to current option arm!)
Hawaii SFR O/O
have 284k in verifiable assets
Self Employed surfboard shaper for 25 years
67% ltv 356k loan amount (535k value)
Rate/Term
lukeallison

1409 Posts

Posted - 08/07/2008 :  1:48:08 PM
Sure thing. I can do to 75% R/T with a 680-700 score.
klbransom

30 Posts

Posted - 08/07/2008 :  1:52:09 PM
Will Hawaii allow you to do one loan without a license? Or do i need to find a licensed broker to go thru?
lukeallison

1409 Posts

Posted - 08/07/2008 :  2:10:10 PM
I can do loans in all 50 states.
Dharma

63 Posts

Posted - 08/07/2008 :  2:19:19 PM
Hawaii is very strict on Licensing. You HAVE to be licensed there to do loans even if the lender is licensed there or in 50 states.They wont let you do even 1 loan without a license. I had my office until last March 08. Your only option if to be working for a Federal Chartered Bank which is not the case I assume. Flagstar may be licensed in all 50 states but underwriting will verify if you are licensed in Hawaii.
chriscall

185 Posts

Posted - 08/07/2008 :  2:36:58 PM
We are licensed in HI and we do SISA, SIVA, Purch, RT, CO. Please call with any questions or scenarios. We also have 48 hr approvals.

thanks
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