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SCutler

15 Posts

Posted - 07/31/2008 :  07:50:51 AM
I don't mean to sound all cheesey and all recruit-like, but Citizens Financial Mortgage could be the answer for you. We are looking for the best of the best to represent our company, not just every mortgage broker walking down the street. We want to ensure our good name, good business, and great values. While others are slowing down, we are proceeding forward. This is a crucial point in the environment and we’re only looking for the greatest businessmen on the market. All the information here is straight forward. No hidden explanations or fees. This is a fantastic opportunity for our interesting market right now, and we think that it would benefit you greatly as well as benefiting us with your wonderful services. Don’t let it get away!


You can work under your name, or you can work under ours!


- $295 Per Loan
- FHA, VA, and Reverse Mortgages
- Customized Loan Software
- Free Leads Program (the only time you can lose is never!)
- Pay only $500 to guarantee yourself a close loan through our in-house realtor network.
- You can bank with us or broker with over 100+ lenders. (Whichever makes you more money).
- 16 States and growing!



What are the advantages of Citizens Financial Mortgage?

-Paperwork completed in 24 hours from receipt of Background check, Employment Documents, Reference Checks & Branch Licenses.
-100% Commissions (just $295 per Re-Finance loan)
-Manage Everything online
-Loan Origination Software at very minimal charges
-FREE Custom Tailored Website
-FREE Email Accounts
-Loan Processing Services with your own dedicated Processors
-Compliance and Licensing Assistance with complete automated Compliance
Continuing Education Assistance
-Lead Generation Services at very minimal costs
-No start up costs (Except certain state branch licensing fees & two months corporate operating reserves)
-HR Benefits (Health Insurance & 401K’s)
-Availability to fund through correspondent lending (YSP not needed to be declared on the HUD1)
-Lower Pricing available to make you more competitive
-Dedicated teams to service all your needs
-24/7 Live Customer/Loan Officer Support in 10 different languages
-Live 24/7 Customer Loan Tracking
-Daily “Mining” through all files to help you churn loans
-“Drip” on your Clients automatically up to 12 times a year free with promotions and automatic computer generated birthday, anniversary cards etc.
-Call Management System and phone call recordings (Managers can listen to all calls)
-Automated Accounting/Payroll & Banking
-Automated Loan Tracking, Status & Pipeline Reports & Loan Officer Tracking
-Scheduled Call Back Features for Effective Follow Ups/Reminder Pop-Ups

Visit www.295netbranch.com for more information

You can also contact me:
scutler@cfmrt.net
Office: 215-494-2678

Or our business developer, John Loy:
jloy@cfmrt.net
Office: 215-364-0800 ext. 2670


Hope to hear from you! =D





DINEROS

1143 Posts

Posted - 07/31/2008 :  08:22:41 AM
Why are you doing your announcements in this section?

EsmLoans

146 Posts

Posted - 07/31/2008 :  08:37:27 AM
Are they licensed in GA?
SCutler

15 Posts

Posted - 07/31/2008 :  08:40:23 AM
Sorry, I'm new to this forum. Thanks for the heads up though.
Tsnyder

8258 Posts

Posted - 07/31/2008 :  08:41:17 AM
Aside from the blatant spam I'm wondering how they
pay 100% (less $295 per file) while doing government
loans.

Who's paying the employer's payroll taxes? The file fee
won't be enough to cover them and make a profit for the company.

Tsnyder
SCutler

15 Posts

Posted - 07/31/2008 :  08:41:45 AM
No, we are not licensed in GA.
WorldWideWayne

2442 Posts

Posted - 07/31/2008 :  08:45:25 AM
My guess is he meant 100%-employers matching tax-$295.

I agree, it does not seem like enouge to keep a float even if they are passing along the matching portion to the LO's.

It's the old saying, I may be losing money on each deal, but I'm making it up with volume...
reverseguy

124 Posts

Posted - 07/31/2008 :  09:19:31 AM
I've said it but I'll say it again. Everyone that come on here and talks about net branch either is a moron or thinks most of us are morons. You can't pay 100% and charge a $295 fee and keep your doors open. There are more scammers in the net branch area than any other area of the mortgage business. 100% of what!!!!!!
WorldWideWayne

2442 Posts

Posted - 07/31/2008 :  09:30:51 AM
quote:
Originally posted by reverseguy

I've said it but I'll say it again. Everyone that come on here and talks about net branch either is a moron or thinks most of us are morons. You can't pay 100% and charge a $295 fee and keep your doors open. There are more scammers in the net branch area than any other area of the mortgage business. 100% of what!!!!!!



John

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