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nbiggworm

9 Posts

Posted - 07/25/2008 :  08:57:18 AM
PA loan
95% LTV
Fico 603
DTI 55
Mortgage 0x30
appraisal value 239,000
Owner occupied town home
Looking to refi ASAP....Husband and wife combo...however, cannot qualify hubby b/c of 499 fico and he makes 80K a yrs....DTI is only based on the wife's income. Borrower wants to consolidate all debts and needs the higher LTV.
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ML

2998 Posts

Posted - 07/25/2008 :  08:59:43 AM
Best bet, work the credit, get him to 580. This ain't 2007!
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