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balion
40 Posts |
 Posted - 07/02/2008 : 10:37:35 PM
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| ARE THERE ANY LENDERS DOING LOW 500s FICO anymore? Thanks for any info you can provide! |
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waynepbright
3660 Posts |
Posted - 07/02/2008 : 10:43:03 PM
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Hmmm, I just talked with an Equifirst Rep today and he said they are only doing FHA now but I'm not sure down to what scores?
Give em' a try |
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subprime
3604 Posts |
Posted - 07/02/2008 : 10:55:17 PM
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| We are going down to a 530 fico on FHA |
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waynepbright
3660 Posts |
Posted - 07/02/2008 : 11:03:07 PM
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Scott,
We need to talk man .. I have a few referral deals to send your way if you're going down to a 530 - what max ltv / cltv ?? |
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kellamtom
617 Posts |
Posted - 07/03/2008 : 04:39:21 AM
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| do you need an approved/elligible with a 569 fico, 13yrs on job police officer plenty of reserves, 5 trades open no lates, no derog last 12mths, 3yrs rental history what's the maximum total collections allowed |
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gkokoris
20 Posts |
Posted - 07/03/2008 : 10:19:09 AM
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| i can go down to 530 as well. close within 5 days, direct lending all states. 95 c/o 97.75 r/t 0x30..... 85 c/o 85 r/t with lates, i bank these deals so i can close even the worst history, just give me a good loe. |
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LUCKYBMAC
87 Posts |
Posted - 07/03/2008 : 10:25:06 AM
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| wayne i can get 530 scores down as well. I actually can go down to 520. Let me know |
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mortgagegirl1010
189 Posts |
Posted - 07/04/2008 : 12:31:01 PM
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| You should try security Atlantic. I know for purchases hsbc does not require a credit score. However, they will look at the past 12 months credit history. |
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waynepbright
3660 Posts |
Posted - 07/15/2008 : 11:40:03 PM
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Equifirst still doing down to a 530 |
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morenito
6 Posts |
Posted - 07/16/2008 : 12:26:28 AM
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quote:
Originally posted by subprime
We are going down to a 530 fico on FHA
Scott,
2 borrowers (Sisters) buying a home for $164K. Payment lower than their current rent. DTI @ 42%. 564,663 FICO's. Can your office do a purchase @ 3 or 5% downpayment? If you can what does the rate look like?
Please let me know
Miguel in San Diego
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