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matheno

41 Posts

Posted - 06/19/2008 :  6:06:48 PM
Credit Restoration by the book.

United Credit Education Services helps give consumers who are negatively affected by poor credit the opportunity to achieve their financial goals and dreams. Our service provides the industry's most comprehensive program to consumers who have been turned down for a mortgage, car loan, credit card or any type of credit due to credit problems. Our combined expertise and state of the art technology has helped thousands of customers to improve their credit standing and lower their debt. We are are members of the BBB with 0 complaints and members of a Federal Cuso. This means that we are a federally chartered company that does credit restoration restoration legally not some back alley "credit repair scheme".

Get information to have a credit restoration business under your umbrella as a Mortgage Profession and create another revenue stream to your business.
Go to my Blog
http://www.squidoo.com/creditcleaning

United Credit Education
Matheno Howell-Bey
Credit Specialist
410-908-4324

p.s
I am waiting for the lord of credit restoration to comment
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hpmfinancial

1440 Posts

Posted - 06/19/2008 :  6:14:32 PM
This is the 4th MLM credit repair scammer today. This is really getting out of hand.
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hpmfinancial

1440 Posts

Posted - 06/19/2008 :  7:00:57 PM
quote:
Originally posted by Banker0679

real professional name you got on squidoo
"Created by meth007"

quote:
Originally posted by matheno

Credit Restoration by the book.

United Credit Education Services helps give consumers who are negatively affected by poor credit the opportunity to achieve their financial goals and dreams. Our service provides the industry's most comprehensive program to consumers who have been turned down for a mortgage, car loan, credit card or any type of credit due to credit problems. Our combined expertise and state of the art technology has helped thousands of customers to improve their credit standing and lower their debt. We are are members of the BBB with 0 complaints and members of a Federal Cuso. This means that we are a federally chartered company that does credit restoration restoration legally not some back alley "credit repair scheme".

Get information to have a credit restoration business under your umbrella as a Mortgage Profession and create another revenue stream to your business.
Go to my Blog
http://www.squidoo.com/creditcleaning

United Credit Education
Matheno Howell-Bey
Credit Specialist
410-908-4324

p.s
I am waiting for the lord of credit restoration to comment



LOL
matheno

41 Posts

Posted - 06/19/2008 :  10:55:26 PM
I am convinced that you are a "Hater". In your perfect world your company is the only show in town. You pull the same stunt on every forum that you are a member of. When someone post something about credit; here you go with your Super Credit Repair Man costume and Hater cape, downing a company without facts to backup your claims. It's a shame because it makes you look so small because theres enough business out here without you having to discredit others. It goes to show that you are a loser not a business professional. Again UCES does everything by the book and they are cheaper than your monthly fees with the same results if not better (check the site www.restoremyfico.com). Your company charges over $1,100 dollars when they can get the same service with 24/7 monitoring and pay $499. Guys you really need to get a grip on business because there are alot of large companies taking the direct sales approach to increasing revenue I bet I know who is leveraging you?? Your BOSS. He loves that fact that you are getting all of these sales by bashing others while you increase his check. The diffrence between your business and mine is I have credit restoration franchises that I leverage all over the country with customers getting the same level of service if not better. This is not AMWAY or MAGIC PILLS. Its the same niche market that you pays YOUR bills through. Lets see how long your business approach last while the networking business grows through individual work ethic and leveraging. By the way are you guys with the BBB????
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hpmfinancial

1440 Posts

Posted - 06/19/2008 :  11:54:33 PM
quote:
Originally posted by matheno

I am convinced that you are a "Hater". In your perfect world your company is the only show in town. You pull the same stunt on every forum that you are a member of. When someone post something about credit; here you go with your Super Credit Repair Man costume and Hater cape, downing a company without facts to backup your claims.


If a credible company joins the board, I don't call them out in any way. Don't confuse your MLM scam and a credit service organization, they are two different things. You have been scammed by the person that enrolled you into this pyramid scheme. In order for you to make your money back, you need to screw others. I don't like MLM one bit. I really don't when MLM and Credit Repair together in the same sentence. You personally are actually quite funny as your username on Squidoo is meth007. I you like to use meth in your free time, that is nobodies business but your own.



quote:
Originally posted by matheno
It's a shame because it makes you look so small because theres enough business out here without you having to discredit others. It goes to show that you are a loser not a business professional. Again UCES does everything by the book and they are cheaper than your monthly fees with the same results if not better (check the site www.restoremyfico.com). Your company charges over $1,100 dollars when they can get the same service with 24/7 monitoring and pay $499.


This $1100 where did you come up with this? We charge $229 setup and $105 per month. If you will click here

http://www.brokeroutpost.com/loans/brokers/forum/forum.asp?FORUM_ID=19

You will see my client improved his credit by 266 in one month including removing a BK and a tax lien. Your company had no comparable results and is in the business of charging people to recruit them into your scam.





quote:
Originally posted by matheno
Guys you really need to get a grip on business because there are alot of large companies taking the direct sales approach to increasing revenue I bet I know who is leveraging you?? Your BOSS. He loves that fact that you are getting all of these sales by bashing others while you increase his check. The diffrence between your business and mine is I have credit restoration franchises that I leverage all over the country with customers getting the same level of service if not better. This is not AMWAY or MAGIC PILLS. Its the same niche market that you pays YOUR bills through. Lets see how long your business approach last while the networking business grows through individual work ethic and leveraging. By the way are you guys with the BBB????

We are listed by the BBB and have never had one complaint. We do business exclusively by referral, we have dozens of loan officers that work with us exclusively. Your customers are not getting the same service I offer, it is night and day. I am also the President of my organization, you are one of the thousands of ingorant MLMLers trying to pass yourseyou are one of the thousands of ingorant MLMLers trying to pass yourself off as a credit repair company. I am sure some real credit repair companies are hiring, get a real job instead of trying to scam the ouptost into signing up for your losing proposition.


As Far as HTDI, American Credit Repair, and a few others, we all get along great as we all run an honest business and have nothing to do with MLscaM
Rene Viloria

1556 Posts

Posted - 06/20/2008 :  01:48:05 AM
quote:
Originally posted by hpmfinancial

quote:
Originally posted by matheno

I am convinced that you are a "Hater". In your perfect world your company is the only show in town. You pull the same stunt on every forum that you are a member of. When someone post something about credit; here you go with your Super Credit Repair Man costume and Hater cape, downing a company without facts to backup your claims.


If a credible company joins the board, I don't call them out in any way. Don't confuse your MLM scam and a credit service organization, they are two different things. You have been scammed by the person that enrolled you into this pyramid scheme. In order for you to make your money back, you need to screw others. I don't like MLM one bit. I really don't when MLM and Credit Repair together in the same sentence. You personally are actually quite funny as your username on Squidoo is meth007. I you like to use meth in your free time, that is nobodies business but your own.



quote:
Originally posted by matheno
It's a shame because it makes you look so small because theres enough business out here without you having to discredit others. It goes to show that you are a loser not a business professional. Again UCES does everything by the book and they are cheaper than your monthly fees with the same results if not better (check the site www.restoremyfico.com). Your company charges over $1,100 dollars when they can get the same service with 24/7 monitoring and pay $499.


This $1100 where did you come up with this? We charge $229 setup and $105 per month. If you will click here

http://www.brokeroutpost.com/loans/brokers/forum/forum.asp?FORUM_ID=19

You will see my client improved his credit by 266 in one month including removing a BK and a tax lien. Your company had no comparable results and is in the business of charging people to recruit them into your scam.





quote:
Originally posted by matheno
Guys you really need to get a grip on business because there are alot of large companies taking the direct sales approach to increasing revenue I bet I know who is leveraging you?? Your BOSS. He loves that fact that you are getting all of these sales by bashing others while you increase his check. The diffrence between your business and mine is I have credit restoration franchises that I leverage all over the country with customers getting the same level of service if not better. This is not AMWAY or MAGIC PILLS. Its the same niche market that you pays YOUR bills through. Lets see how long your business approach last while the networking business grows through individual work ethic and leveraging. By the way are you guys with the BBB????

We are listed by the BBB and have never had one complaint. We do business exclusively by referral, we have dozens of loan officers that work with us exclusively. Your customers are not getting the same service I offer, it is night and day. I am also the President of my organization, you are one of the thousands of ingorant MLMLers trying to pass yourseyou are one of the thousands of ingorant MLMLers trying to pass yourself off as a credit repair company. I am sure some real credit repair companies are hiring, get a real job instead of trying to scam the ouptost into signing up for your losing proposition.


As Far as HTDI, American Credit Repair, and a few others, we all get along great as we all run an honest business and have nothing to do with MLscaM



Can you go into detail on what is mlm????????????
matheno

41 Posts

Posted - 06/20/2008 :  07:45:39 AM
MLM Scamer please, I guess you feel more impowered going to your J.O.B everyday and having your master, I mean BOSS tell you what to do and how to do it all day. UCES doesn't have anything to hide Mr. Employee. They are a non profit ARM that has a partnership with a marketing company VRTECH Marketing which allows us to sell the product. You can check the site and I am pretty sure you did, look at the testimonials and the year to date deleted items report. Again your company that is not with the BBB is not the only company that can get results.

Most loan officers love our services because we are not begging for there referrals. We give them the opportunity to have their own LEGITIMATE CREDIT RESTORATION company to reffer their clients to and yes they get a profit. How much does your company give to refferal partners?? Just a thank you right. I guess we can spend that "thank you" on gas or the "Thank You" can offset a marketing budget right??? Please, you are a joke charging clients $1,100 dollars for a service that they can get for $399 or $499. I guess the service is $600 or $700 more just so that the J.O.B can afford to keep their employees in slavery paying them a salary.

www.slaybadcredit.com
RestorationCoach

17 Posts

Posted - 06/20/2008 :  08:09:41 AM
quote:
Originally posted by matheno

I am convinced that you are a "Hater". In your perfect world your company is the only show in town. You pull the same stunt on every forum that you are a member of. When someone post something about credit; here you go with your Super Credit Repair Man costume and Hater cape, downing a company without facts to backup your claims. It's a shame because it makes you look so small because theres enough business out here without you having to discredit others. It goes to show that you are a loser not a business professional. Again UCES does everything by the book and they are cheaper than your monthly fees with the same results if not better (check the site www.restoremyfico.com). Your company charges over $1,100 dollars when they can get the same service with 24/7 monitoring and pay $499. Guys you really need to get a grip on business because there are alot of large companies taking the direct sales approach to increasing revenue I bet I know who is leveraging you?? Your BOSS. He loves that fact that you are getting all of these sales by bashing others while you increase his check. The diffrence between your business and mine is I have credit restoration franchises that I leverage all over the country with customers getting the same level of service if not better. This is not AMWAY or MAGIC PILLS. Its the same niche market that you pays YOUR bills through. Lets see how long your business approach last while the networking business grows through individual work ethic and leveraging. By the way are you guys with the BBB????



BRAVO! BRAVO! BRAVO! This is absolute poetic justice! Mr. Employee harrassed me all day after I posted my credit repair offer, this just allowed me to see that he really is what i thought about him! MY SENTIMENTS EXACTLY!!!! BEST WISHES ON YOUR CREDIT REPAIR BUSINESS!
American Credit

398 Posts

Posted - 06/20/2008 :  08:12:17 AM
If you are a legitimate CSO you should submit and appication to NACSO for consideration.
American Credit

398 Posts

Posted - 06/20/2008 :  08:15:23 AM
I don't know about this Matheno guy as I have not checked him out yet. But RestorationCoach comes on BO offering everyhing but fake Rolexes. I can see why Haden jumped you and I'm sure that Matheno would not want you sticking up for him and grouping him into the same category that you are in.
American Credit

398 Posts

Posted - 06/20/2008 :  08:17:14 AM
And by the way.......I'm sure that a large number of the BO users are not OWNERS of their company. So when you are both using "employee" as a derogatory term....you're probably not making any friends.
RestorationCoach

17 Posts

Posted - 06/20/2008 :  08:43:06 AM
quote:
Originally posted by American Credit Repair

I don't know about this Matheno guy as I have not checked him out yet. But RestorationCoach comes on BO offering everyhing but fake Rolexes. I can see why Haden jumped you and I'm sure that Matheno would not want you sticking up for him and grouping him into the same category that you are in.


You dont have a clue, I'm working with several members on this board on various projects. You'll hear about the results shortly as BO members are not shy about posting both good and bad reviews. THEN, I will humbly receive your apology for your ignorance. CIAO, I have clients to serve! LOL
American Credit

398 Posts

Posted - 06/20/2008 :  08:52:03 AM
I'm sure you do....make sure that you upsell them on the fake mink coats too.
matheno

41 Posts

Posted - 06/20/2008 :  08:56:43 AM
I just get tired of the same MLM clichés'. If someone wants information about the company, look the company up. They do not hide anything. I do not own the company. I am simply one of you guys; a mortgage profession but also an affiliate referring a service to my clients that need assistance with their credit. There's nothing wrong with working for a company; we all have done it before. At the same time you shouldn't down business that you know nothing about either. People make their own decisions and it should be left to the people to do their own research that’s all I am saying. This guy just kills me trying to down people and their businesses just so he can get business. It’s like the town bully that’s insecure about himself. Again, I am proud of UCES and their PROVEN track record. My clients are all very happy with their results and in return I get a lot of referrals.
American Credit

398 Posts

Posted - 06/20/2008 :  09:01:06 AM
I agree with some of what you're saying but Hayden is a pretty smart guy and his company is definitely a good one. I do not think that the MLM format is a good one for the sale of credit repair. You end up with reps signing up anyone that they possibly can, both clients and people in their downline.

Again, I haven't taken the time to check you out yet but if you are MLM then I'll probably agree with every word that Hayden has said. If not, good luck with your business. If you are a legitimate NON MLM company you should email me so that I can tell you about NACSO (NACSO.org).
matheno

41 Posts

Posted - 06/20/2008 :  09:40:29 AM
Again, United Credit Education Services is NOT a MLM but their partner VRTECH Marketing is a Affiliate Marketing company. Don't get fooled with the negitive stereotypes of "MLM". In this business you don't have to RECRUIT or QUALIFY ANYTHING to help someone. You do not get a fee for just signing up affiliates but you can set up distribution with other professionals and get an overide of others. This doesnt have any thing to do with the level or quality the service that UCES provides to help the client in need of restoration with their credit restoration services.

Right now we are in a RECESSION and we need as many tools to become financially free as possible. The cost of gas is going up and with the floods in the MID West food is going up too. You need to look at UNCONVENTIONAL BUSINESSES TO STAY AHEAD.
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hpmfinancial

1440 Posts

Posted - 06/20/2008 :  09:43:57 AM
Sam, The thread starter is selling nothing but an MLM scam. MLMers are always looking for an industry to prey on, right now they are attempting to ruin the credit repair business.



In regards to RestorationCoach She sent me about 5 e-mails and said that she is done talking to me, then she jumps on this thread. She is an amateur who sells everything she thinks she can sell. She is an amateur on many things. a professional of nothing.



Sam, keep calling these guys out when you see them. We need to do some spring cleaning with the MLMers and the BSers.

matheno

41 Posts

Posted - 06/20/2008 :  09:51:43 AM
Believe it or not you are in a MLM too but you just have a required time to work and a time to get off. You have 20 reps, 5 managers. 2 directors and 1 CEO. This sure looks like a pyrimid to me except for the person at the bottom gets paid less and does the most work. You too will will leverage too after you work a few more years and get a few more sales when you become a manager. I will tell you one thing, you couldn't recruit me for that MLM scheme at your company.
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hpmfinancial

1440 Posts

Posted - 06/20/2008 :  10:25:53 AM
quote:
Originally posted by matheno

Believe it or not you are in a MLM too but you just have a required time to work and a time to get off. You have 20 reps, 5 managers. 2 directors and 1 CEO. This sure looks like a pyrimid to me except for the person at the bottom gets paid less and does the most work. You too will will leverage too after you work a few more years and get a few more sales when you become a manager. I will tell you one thing, you couldn't recruit me for that MLM scheme at your company.

I am not a MLM, this is what your upline tells you to say. I own my own company. I am the President.
American Credit

398 Posts

Posted - 06/20/2008 :  10:37:20 AM
Yah and I don't let my employees hire new employees either.
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CreditRepGal

584 Posts

Posted - 06/20/2008 :  10:50:36 AM
Hmmmmmmm finally after all this time I finally understand this whole MLM term. Ha ha happy to say we arent either... actually we dont hire anyone as a rep unless they go through training here at corporate and must be a rep for two years before they are allowed to do their own credit education and consultations. We also dont hire current brokers as reps..... wait... isnt that a conflict of interest anyway?
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CreditRepGal

584 Posts

Posted - 06/20/2008 :  10:58:33 AM
Thats what I thought. You arent refering to me right because I'm not a broker. I haven't been near a loan in years.
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CreditRepGal

584 Posts

Posted - 06/20/2008 :  11:13:18 AM
Hard not to here on BO.... they're all after me... ;)
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htdifinancial

1509 Posts

Posted - 06/24/2008 :  08:36:46 AM
quote:
Originally posted by Banker0679

isn't this company owned by another credit repair company?

Reminds me of Mozillo and the US Senator.
Yea he didn't get any favoritism ;)

quote:
Originally posted by American Credit Repair

If you are a legitimate CSO you should submit and appication to NACSO for consideration.




It is its own entity powered by credit repair professionals nationwide. Just like NAMB is for mortgage brokers.

It is not owned by another company. It is ignited and driven by it's own industry for its industry and its members.
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htdifinancial

1509 Posts

Posted - 06/24/2008 :  10:04:34 AM
I'd say that's true for most.
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