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 Search for: No Doc Loans to 75% CLVT to 90%.
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JBarnes170

83 Posts

Posted - 06/03/2008 :  8:44:38 PM
Jim Barnes
Account Manager MD/DE/PA
Emigrant Mortgage Company
7 Westchester Plaza
Elmsford, New York 10523
Mobile 301-357-0483
BarnesJ@EmigrantMortgage.com
www.EmigrantMortgage.com
dkendall1979

10261 Posts

Posted - 06/03/2008 :  9:44:28 PM
Jim would you care to clear the confusion, I've been told that the "NO DOC" Loan offered by Emigrant requires a verified job. Is this the case?
JBarnes170

83 Posts

Posted - 06/04/2008 :  05:45:18 AM
If the Loan is over 1M we will require job information, but not income. Loans under 1M are true No Doc, the 1003 is blank!



quote:
Originally posted by dkendall1979

Jim would you care to clear the confusion, I've been told that the "NO DOC" Loan offered by Emigrant requires a verified job. Is this the case?

slants

4274 Posts

Posted - 06/04/2008 :  08:06:25 AM
Jim, what would the pricing look like for a 719 fico for a purchase in LA, conforming LA? Thanks.
JBarnes170

83 Posts

Posted - 06/04/2008 :  09:35:56 AM
States We lend in


Call about our Geographic Lending Areas
MD,FL,NY,NJ,PA,RI,MASS,VA,DE,NH,CT

FLProcessor

429 Posts

Posted - 06/07/2008 :  11:01:28 PM
We could use someone for FHA alternatives, maybe you'd fit the bill..

Let me run another scenario by you.. 30yr Fixed. Full doc, 40% DTI, C/O 85% LTV w/LPMI, 780 FICO, 200,000 loan amount, SFR/OO, something in a range of par-to-3/4% YSP.
hmorales007

227 Posts

Posted - 06/07/2008 :  11:54:09 PM
https://www.emigrantmortgage.com/EmigrantMortgage/PdfServlet?File=/LoanTypes/Broker/STARflexProgram.pdf

Max LTV is 55% for c/o and 60% for r/t - you lying SOS - show me the website that has a true "No Doc" to a 90% CLTV -



quote:
Originally posted by JBarnes170

Jim Barnes
Account Manager MD/DE/PA
Emigrant Mortgage Company
7 Westchester Plaza
Elmsford, New York 10523
Mobile 301-357-0483
BarnesJ@EmigrantMortgage.com
www.EmigrantMortgage.com


JBarnes170

83 Posts

Posted - 06/08/2008 :  06:00:16 AM
Send me over your e-mail address and I will send you doc's that we allow CLVT's to 90%
We will allow gift of equity and seller held 2nd's


quote:
Originally posted by hmorales007

https://www.emigrantmortgage.com/EmigrantMortgage/PdfServlet?File=/LoanTypes/Broker/STARflexProgram.pdf

Max LTV is 55% for c/o and 60% for r/t - you lying SOS - show me the website that has a true "No Doc" to a 90% CLTV -



quote:
Originally posted by JBarnes170

Jim Barnes
Account Manager MD/DE/PA
Emigrant Mortgage Company
7 Westchester Plaza
Elmsford, New York 10523
Mobile 301-357-0483
BarnesJ@EmigrantMortgage.com
www.EmigrantMortgage.com




barrington79

174 Posts

Posted - 06/08/2008 :  07:32:35 AM
can you do a seller held second to 90 ltv?
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