Manufactured Homes

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Mattrock99

112 Posts

Posted - 05/22/2008 : 12:23:57 PM

Any suggestions for where to take a C/O refi below 50% on a man home in Oregon?

Cheers,

lunarhamster

3959 Posts

Posted - 05/22/2008 : 12:25:43 PM

quote:
Originally posted by Mattrock99

Any suggestions for where to take a C/O refi below 50% on a man home in Oregon?

Cheers,

A man home? that threw me. I get it now.

Travis Du Bois

589 Posts

Posted - 05/22/2008 : 12:34:44 PM

FHA if the property is FHA eligible. I'm not to familiar with FHA "man" homes however so don't know if there are any restrictions for refis on them. ~`; }

jladarski

111 Posts

Posted - 05/22/2008 : 12:55:14 PM

TBW and Freedom mortgage do FHA "man" homes c/o

lunarhamster

3959 Posts

Posted - 05/22/2008 : 1:20:39 PM

Do all man homes have to be built after 1975 or is 1978?

Hopland

2068 Posts

Posted - 05/22/2008 : 1:37:28 PM

Man homes? You're still thinking about boner in sweatpants aren't you?

June 15, 1976 is when the HUD national building code came on line. Before that date factory built houses on permanent steel chassis' are "mobile homes." After that date, if the home was built to the HUD code, it is a "manufactured home." If the home was built to UBC or some local building code after June 1976 it is an "on-frame modular." If there is no steel frame it would be considered an "off-frame modular."

Mattrock99

112 Posts

Posted - 05/22/2008 : 1:41:40 PM

Go Hopland ! ! !

Good info.

Thanks.

lunarhamster

3959 Posts

Posted - 05/22/2008 : 1:47:18 PM

quote:
Originally posted by Hopland

Man homes? You're still thinking about boner in sweatpants aren't you?

June 15, 1976 is when the HUD national building code came on line. Before that date factory built houses on permanent steel chassis' are "mobile homes." After that date, if the home was built to the HUD code, it is a "manufactured home." If the home was built to UBC or some local building code after June 1976 it is an "on-frame modular." If there is no steel frame it would be considered an "off-frame modular."

LOL

so, huh?

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