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CandyMan
266 Posts |
 Posted - 05/15/2008 : 10:18:52 AM
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| right now on a 30 year fixed? I hate to use them, but I might just have to if I can't find anyone else that has pricing close to theirs. |
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jcallanan
243 Posts |
Posted - 05/15/2008 : 10:23:29 AM
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I just got on to ask the same.
I have a deal over there ,but they are ripping on the appraisal
said they won't even put it through review without their specified comps. Appraiser says he did all he can do
Fifth Third was pretty decent last time I checked
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CandyMan
266 Posts |
Posted - 05/15/2008 : 10:54:17 AM
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Thanks - I'll check them out.
quote:
Originally posted by jcallanan
I just got on to ask the same.
I have a deal over there ,but they are ripping on the appraisal
said they won't even put it through review without their specified comps. Appraiser says he did all he can do
Fifth Third was pretty decent last time I checked
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Aloha
302 Posts |
Posted - 05/15/2008 : 10:56:08 AM
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| did u check First Horizon????? |
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WMCHomeLoans
518 Posts |
Posted - 05/15/2008 : 11:09:27 AM
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why cant you work with Provident? we send 90% of all our deals to them.
tell your appraiser to simply give what they ask for. we went through a lot to get our appraiser to conform to their requirements, but everytime she did, they eventually accepted it...
what are they asking for that your appraiser cant provide?
I think Provident has the right model...they are surviving, strong, and they dictate their business. |
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FLProcessor
442 Posts |
Posted - 05/15/2008 : 11:20:15 AM
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| WMC - Provident doesn't work like that in other states. You can give them everything they want, they still kick perfect deals and appraisals that are twice as thorough / extras included. |
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dtabar
816 Posts |
Posted - 05/15/2008 : 11:21:16 AM
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| indymac |
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lucky1s
3640 Posts |
Posted - 05/15/2008 : 11:30:16 AM
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First Horizon has been way out of the ballpark lately.
Citi and Vertice seem to be the closest.
I always price my loans out at PF and if I am within 1/4 I am doing just fine. |
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CandyMan
266 Posts |
Posted - 05/15/2008 : 11:40:53 AM
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Thanks - how are the turn times at Citi? The last I heard it took forever to get a loan through them.
quote:
Originally posted by lucky1s
First Horizon has been way out of the ballpark lately.
Citi and Vertice seem to be the closest.
I always price my loans out at PF and if I am within 1/4 I am doing just fine.
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JEMORTGAGE
347 Posts |
Posted - 05/15/2008 : 11:44:27 AM
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| WELLS FARGO IS PRETTY GOOD |
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808
2890 Posts |
Posted - 05/15/2008 : 11:50:10 AM
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quote:
Originally posted by WMCHomeLoans
why cant you work with Provident? we send 90% of all our deals to them.
tell your appraiser to simply give what they ask for. we went through a lot to get our appraiser to conform to their requirements, but everytime she did, they eventually accepted it...
what are they asking for that your appraiser cant provide?
I think Provident has the right model...they are surviving, strong, and they dictate their business.
speaking for myself you obviously don't originate any loans in FL or you'd be jumping off their bandwagon real quick |
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HollywoodLO
261 Posts |
Posted - 05/15/2008 : 12:02:37 PM
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| CitiMortgage is looking good right now...paying 3.1 and change on a 30 yr FHA |
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CandyMan
266 Posts |
Posted - 05/15/2008 : 12:10:56 PM
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For what rate? Also, do you know what their turntimes are?
quote:
Originally posted by HollywoodLO
CitiMortgage is looking good right now...paying 3.1 and change on a 30 yr FHA
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danromania
298 Posts |
Posted - 05/15/2008 : 12:12:20 PM
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| CMG has gotten real agressive. I have had the same problem with Provident. They only seem to rip the appraisal when the loan has been locked in a "broker favorable" position. |
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HollywoodLO
261 Posts |
Posted - 05/15/2008 : 12:26:40 PM
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| My bad...that's a 6.5% on a 30 year FHA. The turns aren't that great, but not that bad. It's about 72 in UW, I think... |
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CandyMan
266 Posts |
Posted - 05/15/2008 : 12:49:56 PM
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Thanks - 72 hours isn't that bad at all.
quote:
Originally posted by HollywoodLO
My bad...that's a 6.5% on a 30 year FHA. The turns aren't that great, but not that bad. It's about 72 in UW, I think...
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HMDApproved
694 Posts |
Posted - 05/16/2008 : 07:30:41 AM
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Provident is the worst. They say they will pay you 3 and 4 points on a loan but they don't close them. They will rip your appraisal apart, ask you for comps that are impossible. when you provide them what they ask for, they will not accept it and stip you again for the same thing.
I once had to provide 7 comps on a 50 ltv, full doc, 786 fico loan. They are impossible to deal with. If you dont want to waste your time, stay away from Provident. |
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