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maximusru
22 Posts |
 Posted - 05/12/2008 : 9:54:26 PM
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I have a client who's first mortgage is getting ready to adjust in two months. He would like to combine the loans together. If combining the loans is not possible he's willing to do a 1st/2nd but would like both loans to be fix. Please help!
Refinance
Loan Amount $740,000
Appraised Value $830,000
LTV 89%
Full Doc
Self Employed
Plenty of assets
Fico Score 730
Owner Occupied
SFR
Please email me if you have any other questions at rramirez@maximusgroupco.com
Thanks
Ru
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lavishhog
7 Posts |
Posted - 05/12/2008 : 10:46:07 PM
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| Get it done by splitting it into a first and second. first to 417K 30yr fixed. 2nd will be heloc with low rates on both. needs to be true full doc. tax returns last 2 years. |
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mmuse
14 Posts |
Posted - 05/13/2008 : 03:03:18 AM
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| Also check out Indymac for Agency Jumbo pricing. Pretty good stuff! |
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maximusru
22 Posts |
Posted - 05/13/2008 : 8:32:09 PM
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Thank you for your help! I'm sorry I'm just replying to your response my email with B.O. was not updated. Thanks again!
Raul |
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dkendall1979
8001 Posts |
Posted - 05/13/2008 : 9:05:19 PM
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I would need to know the zip code to say if we could for sure do it or not, but most counties in CO are not declining (I'm assuming it's in CO because you're in CO).
Cut & Paste for Rates: http://www.trustone.com/pdf_rates/1st%20rates/1Conf30IO.pdf
Scroll to page 2 for jumbo 1st and 2nd combo programs. I would recommend a $650k 1st and the rest on a HELOC 2nd. |
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