| Author |
Previous Topic | Next Topic |
|
GREGG4858
35 Posts |
 Posted - 05/10/2008 : 12:39:21 AM
|
What fico score does Taylor Bean & whitaker use to rate the borrower?
Thanks
Gregg |
|
habsfan
543 Posts |
Posted - 05/10/2008 : 04:18:56 AM
|
| middle of 3 or lower of 2 if the 3rd isn't available. they also do no score as well. not sure of your question, though. |
|
|
Pat
608 Posts |
Posted - 05/10/2008 : 05:24:25 AM
|
One would think so... but we have an FHA prequal that their system is pulling the low score (all 3 ae listed). We sat on hold for 30 minutes waiting for tech support yesterday and ended up giving up.
We had previously had an approval pulling the mid score (620's), changed some minor info (didn' affect dti or ltv) and suddenly it's a refer by pulling the low score (580's) |
|
|
GREGG4858
35 Posts |
Posted - 05/10/2008 : 11:01:01 AM
|
| Thats the problem I am having, I pulled credit with credco and had all 3 scores above 600, but when I ran it FHA through TBW 2 scores above 600 and low score comes in at 545..Just wondering what score they will use? |
|
|
RANDY P
2690 Posts |
Posted - 05/10/2008 : 11:46:38 AM
|
it's a different CR agency you're looking at. I believe they use Kroll....
as long as the mid score is in place it doesn't matter.
rjp |
|
|
GREGG4858
35 Posts |
Posted - 05/10/2008 : 6:12:25 PM
|
My account rep emailed me with the answer, he said they use the lowest middle score of ALL borrower's
quote:
Originally posted by Pat
One would think so... but we have an FHA prequal that their system is pulling the low score (all 3 ae listed). We sat on hold for 30 minutes waiting for tech support yesterday and ended up giving up.
We had previously had an approval pulling the mid score (620's), changed some minor info (didn' affect dti or ltv) and suddenly it's a refer by pulling the low score (580's)
|
|
|
mdiclemente
1015 Posts |
Posted - 05/10/2008 : 7:56:57 PM
|
Yeah, that's the standard unless you are talking subprime.
quote:
Originally posted by Banker0679
almost every lender does this
quote:
Originally posted by GREGG4858
My account rep emailed me with the answer, he said they use the lowest middle score of ALL borrower's
quote:
Originally posted by Pat
One would think so... but we have an FHA prequal that their system is pulling the low score (all 3 ae listed). We sat on hold for 30 minutes waiting for tech support yesterday and ended up giving up.
We had previously had an approval pulling the mid score (620's), changed some minor info (didn' affect dti or ltv) and suddenly it's a refer by pulling the low score (580's)
|
|
|
| |
Previous Topic | Next Topic |
|
Search for: 
