| Author |
Previous Topic | Next Topic |
|
darkstar
19280 Posts |
 Posted - 05/02/2008 : 04:13:08 AM
|
I was recently emailed to see if I would be interested in some ARM leads from a BO vendor...I played along and asked a few questions, one being what makes you different from Adjustable Rate Marketing(hehe) seeing if he would make the connection...He didn't...
I kept playing along as he implied that his company would be responsible for the $11,000 fine I would get if I called someone he said was scrubbed but was on DNC:
I asked if I had to scrub them myself:
No, Not at all. We scrub them for you.
Then I asked:
So, let's say in case there is an error, who pays the fine if do call someone on the DNC, by accident of course?
Well in our 10 years that we have been in business we have never run across that problem. Though if you do we would have to pay the penalty seeing as the confirmation that you receive after the order is taken says we scrub them against the DNCL. I asked him to send me that in writing which of course he couldn't/wouldn't...
I then told him who I was, that that was total BS and that he was setting brokers up to get nailed, he didn't care...
Long story short, I know, too late, NOBODY CAN RELIEVE YOU OF YOUR RESPONSIBILITY OR LIABILITY in regard to the DNC, don't let anyone tell you different...I don't need to give the name out, just CYA, the info below will keep you out of trouble...
Go to dncscrubbing.com talk to Chris Harshbarger about his very cheap monthly program to make sure you are compliant, he CAN and WILL guarantee it!
or:
To get a SAN:
Subscribing can be done in a matter of minutes on the FTC’s do-not-call registry website at https://telemarketing.donotcall.gov. There is NO COST to register.
TO REGISTER FOR AN INDIVIDUAL SUBSCRIPTION ACCOUNT NUMBER (SAN):
1. Click on the link above to go to the FTC’s do-not-call registry website for telemarketers.
2. Click on "All new users must click here to create a profile" at bottom of page.
3. Complete "Organizational information" and complete "Authorized Representative" (all blocks with RED asterisks * on both)
4. Click – Organization Function- must check TM/SP (TM/telemarketer) with Independent Access
5. Click on "Submit" box at bottom of page
6. Click on "Create Profile" box at bottom of page
7. Click on "Certify" box at bottom of page
8. MAKE SURE YOU PRINT RECORD OF I.D.’s AND PASSWORDS FOR FUTURE REFERENCE!
9. Click on "Subscribe and Pay" box (you only need to pay if you select more than 5 area codes to prospect in)
10. Enter your 5 free selected area codes in which you will be prospecting
11. PRINT YOUR RECORD OF SAN AND AREA CODES!
For help selecting appropriate 5 free area codes, refer to:
http://www.nanpa.com. This process should take no longer than 5 minutes. Your subscription to 5 area codes is FREE. |
|
Mortgage Lens
340 Posts |
Posted - 05/02/2008 : 06:15:45 AM
|
Excellent advice.
|
|
|
brandie
3260 Posts |
Posted - 05/02/2008 : 07:02:15 AM
|
| Thanks Stephen. |
|
|
darkstar
19280 Posts |
Posted - 05/02/2008 : 08:00:32 AM
|
| Agree, done... |
|
|
CoralSnake
11206 Posts |
Posted - 05/02/2008 : 08:10:57 AM
|
| This belongs in Announcements. |
|
|
katroberts
1255 Posts |
Posted - 05/02/2008 : 08:26:35 AM
|
This reminds me of the guy that called me about call broadcasting going out in my name for Chapter 13 debtors. Even though I knew that I would not be using his services, I asked what the voice message to these chapter 13 debtors said. It was something to the effect of "I am required to contact you about your Chapter 13 case by the FHA..."
A lot of these people selling their "services" do not care about any compliance issues nor what can happen to those who use their "services". (Stephen excluded.)
|
|
|
darkstar
19280 Posts |
Posted - 05/02/2008 : 09:19:43 AM
|
| That's it, CYA!!!!! |
|
|
hoangad
2937 Posts |
Posted - 05/02/2008 : 09:24:50 AM
|
i dont get it. what is this for?
|
|
|
khoiey
1709 Posts |
Posted - 05/02/2008 : 10:56:26 AM
|
I will copy and paste this lol.
quote:
Originally posted by hoangad
i dont get it. what is this for?
|
|
|
dwmordue
452 Posts |
Posted - 05/02/2008 : 11:05:07 AM
|
Reminds me of a letter that a borrower showed me after we closed his FHA loan.
The letter basically said that there was an error on his loan and that he is required to sign new paperwork with them to correct the error.
|
|
|
Managing Prime
2804 Posts |
Posted - 05/02/2008 : 11:23:44 AM
|
Good post Stephen.
We've seen more people contacting us lately that are under the impression that as long as the data is scrubbed by any party it's compliant... as your post notes...it's not. The "seller" IE, the loan officer is responsible for ensuring DNC compliance, scrubbing their data with their own SAN number and the Seller is liable should there be a fine.
Anyone who tells you otherwise is a liar and you should run not walk away from doing business with them. Do you really want to do business with someone that lies to you and could careless if you incur fines that could put you out of business?
Keep 'em coming Stephen. Don't get too busy that you forget to hang with us little people on the BO.  |
|
|
| |
Previous Topic | Next Topic |
|
Search for: 
