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sammynega
13 Posts |
 Posted - 05/01/2008 : 09:38:08 AM
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| Can some one please list the required FHA disclosures. I had not been closing FHA loans for the last 5 yrs until now. |
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EquitySmart
1240 Posts |
Posted - 05/01/2008 : 09:39:53 AM
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You will need all standard disclosures for conventional loans, plus these:
Assumption to HUD/FHA Insured Mortgage
Important Notices to Homebuyers
Model HUD Informed Consumer Choice Disclosure
I am in GA. I am not aware of any state-specific disclosures for FHA loans. |
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liverichly
3975 Posts |
Posted - 05/01/2008 : 09:43:29 AM
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Social Security Certification -
"For your protection get a home inspection" - form 82564
Addendum to the 1003 - form 92900a |
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sammynega
13 Posts |
Posted - 05/01/2008 : 09:46:55 AM
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quote:
Originally posted by EquitySmart
You will need all standard disclosures for conventional loans, plus these:
Assumption to HUD/FHA Insured Mortgage
Important Notices to Homebuyers
Model HUD Informed Consumer Choice Disclosure
I am in GA. I am not aware of any state-specific disclosures for FHA loans.
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sammynega
13 Posts |
Posted - 05/01/2008 : 09:47:51 AM
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quote:
Originally posted by sammynega
Can some one please list the required FHA disclosures. I had not been closing FHA loans for the last 5 yrs until now.
Thanks much |
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sammynega
13 Posts |
Posted - 05/01/2008 : 09:49:43 AM
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quote:
Originally posted by sammynega
quote:
Originally posted by EquitySmart
You will need all standard disclosures for conventional loans, plus these:
Assumption to HUD/FHA Insured Mortgage
Important Notices to Homebuyers
Model HUD Informed Consumer Choice Disclosure
I am in GA. I am not aware of any state-specific disclosures for FHA loans.
Thanks much |
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EquitySmart
1240 Posts |
Posted - 05/01/2008 : 09:49:43 AM
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quote:
Originally posted by liverichly
Social Security Certification -
"For your protection get a home inspection" - form 82564
Addendum to the 1003 - form 92900a
Right - I forgot about the HUD 1003 Addendum (form 92900A) - this one is obvious.
You just need documentation to verify the SSN - this can either be a copy of the social security cards for all borrowers or the W2 statements may have the borrowers SSN shown on them, which will typically be all you need to satify this UW condition.
I mostly do refinances, so I forgot about the other disclosures you would need for purchases - here is the list of other disclosures you may need for purchases:
HUD Appraised Value Disclosure
For Your Protection: Get a Home Inspection
FHA Purchase Agreement Addendum
FHA/VA Amendatory Language and Real Estate Certification
Hopefully this should be the complete list (if your loan is purchase or refinance) |
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sammynega
13 Posts |
Posted - 05/01/2008 : 09:51:42 AM
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quote:
Originally posted by liverichly
Social Security Certification -
"For your protection get a home inspection" - form 82564
Addendum to the 1003 - form 92900a
Thanks |
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