Better Branch Business, PACDEX , PACBANC SCAM!!!

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LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 08:03:41 AM

The boys over at Pacific bancorp are at it again, they have a new website all over google and the search engines to fool all the people who don't already know about these guys. www.betterbranchbusiness.net and pacific bancorp (Pacdex.net) are one in the same...just another outlet for them to weasel money before they all ineviatbly end up in jail...

They are nothing more than a predator in this market who promise you the world until they get your money...They prey off of small brokers who don't have the means to get FHA/VA and all 50 state licenses promising them low fees and a superior software system to originate with...by the time you give them the money you find out they don't have anywhere near 50 licenses and that they are in constant litigation...Do your due and search these guys on this site, the grapevine, rip off report etc. Let's bring some honesty and integrity back to this business!!

Loan Pro

420 Posts

Posted - 04/30/2008 : 08:36:39 AM

Thanks for the info

quote:
Originally posted by LOANGUYNYC

The boys over at Pacific bancorp are at it again, they have a new website all over google and the search engines to fool all the people who don't already know about these guys. www dot betterbranchbusiness dot net and pacific bancorp are one in the same...just another outlet for them to weasel money before they all ineviatbly end up in jail...

They are nothing more than a predator in this market who promise you the world until they get your money...They prey off of small brokers who don't have the means to get FHA/VA and all 50 state licenses promising them low fees and such...by the time you give them the money you find out they don't have anywhere near 50 licenses and that they are in constant litigation...Do your due and search these guys on this site, the grapevine, rip off report etc. Let's bring some honesty and integrity back to this business!!

tiisk

21 Posts

Posted - 04/30/2008 : 09:21:18 AM

What makes you think that this is the same company? I searched myself and the programs that are offered are completely different. One is a MORTGAGE BANKER and the other is a Mortgage Broker. So I might be confused, are you just another individual like 1003s out there bashing companies to make yourself look better? Honesty and Integrity? What was your issue with them that makes you so irritable? What did YOU do wrong? I'm not saying that they aren't to blame for some things, because you can't please everyone all the time. I just find it humerous that people jump from company to company, destroying licenses then moving on, and trying to bash people that will not allow for inappropriate behavior.

Don't get me wrong, I do appreciate the heads up, but I will continue to do my own due dilligence, especially with out such broad accusations!!

LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 09:38:46 AM

quote:
Originally posted by tiisk

What makes you think that this is the same company? I searched myself and the programs that are offered are completely different. One is a MORTGAGE BANKER and the other is a Mortgage Broker. So I might be confused, are you just another individual like 1003s out there bashing companies to make yourself look better? Honesty and Integrity? What was your issue with them that makes you so irritable? What did YOU do wrong? I'm not saying that they aren't to blame for some things, because you can't please everyone all the time. I just find it humerous that people jump from company to company, destroying licenses then moving on, and trying to bash people that will not allow for inappropriate behavior.

Don't get me wrong, I do appreciate the heads up, but I will continue to do my own due dilligence, especially with out such broad accusations!!

Hi Tiisk,

I appreciate your response, the websites are very similar...not only that but they have the same owner if you take the time to look them up on Sunbiz.org, look up Better branch Business Inc....the principal is Andrew Santoli...the look up Pacific Bancorp in "Ficticious Names" you will see Andrew Santoli again with his other DBA front companies...These people are criminals and are under investigation for numerous counts of fraud in NC, here is the link http://www.nccob.org/mlenforcements/08_055.pdf

Not only that, but the phone numbers on each website are the same except for the last number...hmmmmmm?? I'm not bashing, I'm telling the truth and trying to make sure people like this don't get away with anymore than they have already...

Cheers!

LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 09:47:30 AM

Tiisk,

saw you mention one is a lender one is a broker...once again..they'll tell you what they need to in order to get your money...they are not licensed are not a lender, just a broker...they claim to have 50 state licenses but have around 25-30 of which 3-4 of them are under investigation and about to get revoked...click the link from NC..

Thanks,

jambala

54 Posts

Posted - 04/30/2008 : 11:42:43 AM

Thanks LOANGUYNYC for this great info.
I was actually looking at this company but wasn't quite comfortable about 1099 and the pre-paid files. Got to pre-pay 7 files---collected up front. Plus the guy I talked to was way too eager to want my money. Glad I didn't sign on with them.

Carpet Muncher

1370 Posts

Posted - 04/30/2008 : 11:46:34 AM

quote:
Originally posted by jambala

Thanks LOANGUYNYC for this great info.
I was actually looking at this company but wasn't quite comfortable about 1099 and the pre-paid files. Got to pre-pay 7 files---collected up front. Plus the guy I talked to was way too eager to want my money. Glad I didn't sign on with them.

You had to pay to send them loans?

LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 11:48:28 AM

quote:
Originally posted by jambala

Thanks LOANGUYNYC for this great info.
I was actually looking at this company but wasn't quite comfortable about 1099 and the pre-paid files. Got to pre-pay 7 files---collected up front. Plus the guy I talked to was way too eager to want my money. Glad I didn't sign on with them.

I'm glad I could be of service jambala, amazing how these guys are still in business after all the people they've shafted...again...don't take my word for it...do your own DD but if you need help I'm there...

LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 11:52:58 AM

quote:
Originally posted by Carpet Muncher

quote:
Originally posted by jambala

Thanks LOANGUYNYC for this great info.
I was actually looking at this company but wasn't quite comfortable about 1099 and the pre-paid files. Got to pre-pay 7 files---collected up front. Plus the guy I talked to was way too eager to want my money. Glad I didn't sign on with them.

You had to pay to send them loans?

That's the whole scam...they promise you the world and the fees are so cheap for what you think you're getting...they rope you in and once they have the money their attitude changes from "we're excited to working with you" to "F U Buddy"....I have more links and info about them if anyone needs further info...

msancheznj

2123 Posts

Posted - 04/30/2008 : 11:55:47 AM

I was searching net branches and saw this BBB, I was like "this looks like it's Premier or Pacific Bancorp"

Thanks loanguy

LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 12:01:06 PM

quote:
Originally posted by msancheznj

I was searching net branches and saw this BBB, I was like "this looks like it's Premier or Pacific Bancorp"

Thanks loanguy

It's so funny that they try and make their new logo look like the Better Business Bureau logo...If you want to see something funny click this link for their real BBB report!

http://www.santabarbara.bbb.org/BBBWEB/Forms/Business/CompanyReportExtensionPage.aspx?CompanyID=4001236&sm=

LOANGUYNYC

101 Posts

Posted - 04/30/2008 : 12:05:44 PM

quote:
Originally posted by Banker0679

what's their current website?

www.betterbranchbusiness.net
www.pacdex.net
www.pacificbancorpbranch.net

and I'm sure there are about fifty more links, all leading to the same crooks

jambala

54 Posts

Posted - 04/30/2008 : 1:50:44 PM

YEP...its PAID UPFRONT and here is what the guy told me....

"Our program is a pre-paid program for $497 per file. The first files are due when you get started, however you may choose to be on a per file basis there after at $600 per file. When the first initial 7 files are completed, you can pre-pay for additional files there after. (in any amount)"

Over the phone, he comfirmed that ALL 7 files have to be paid upfront---that is $497 X7 = $3479. After that its $600 per file.

isitfree

705 Posts

Posted - 04/30/2008 : 2:56:15 PM

quote:
Originally posted by LOANGUYNYC

quote:
Originally posted by Banker0679

what's their current website?

www.betterbranchbusiness.net

Haha! Click the link and the dude is playing footsies with his loan applicant.

Doesn't look like the most trustworthy image to display on a corporate site.

1003s.com

3020 Posts

Posted - 04/30/2008 : 3:35:19 PM

quote:
Originally posted by tiisk

What makes you think that this is the same company? I searched myself and the programs that are offered are completely different. One is a MORTGAGE BANKER and the other is a Mortgage Broker. So I might be confused, are you just another individual like 1003s out there bashing companies to make yourself look better? Honesty and Integrity? What was your issue with them that makes you so irritable? What did YOU do wrong? I'm not saying that they aren't to blame for some things, because you can't please everyone all the time. I just find it humerous that people jump from company to company, destroying licenses then moving on, and trying to bash people that will not allow for inappropriate behavior.

Don't get me wrong, I do appreciate the heads up, but I will continue to do my own due dilligence, especially with out such broad accusations!!

This poster is attemting to put others on defense,

including myself,

I call foul!

See thread titled :NET BRANCHING NIGHTMARES

http://www.brokeroutpost.com/search/?cx=003843108473215274711%3A_3mkiug3h_o&sa=Search&cof=FORID%3A9&q=NET+BRANCHING+NIGHTMARES

Note the same poster is trying to put someone on the defense and defending

a company mentioned in this thread.

jimthiel

26 Posts

Posted - 04/30/2008 : 3:39:12 PM

Pacific bancorp is a scam

dekohler

7 Posts

Posted - 05/01/2008 : 12:08:41 PM

quote:
Originally posted by jimthiel

Pacific bancorp is a scam

there's another thread about these folks. I am suing them in GA. Here's a nice little piece about them.

http://www.nccob.org/mlenforcements/08_057.pdf

LOANGUYNYC

101 Posts

Posted - 05/01/2008 : 12:51:11 PM

quote:
Originally posted by dekohler

quote:
Originally posted by jimthiel

Pacific bancorp is a scam

there's another thread about these folks. I am suing them in GA. Here's a nice little piece about them.

http://www.nccob.org/mlenforcements/08_057.pdf

Here's another link, they recently got in trouble in GA too...

http://dbf.georgia.gov/vgn/images/portal/cit_1210/6/25/78108400PR_NorthAmericanRealEstateServicesConsentOrder.pdf

LOANGUYNYC

101 Posts

Posted - 05/01/2008 : 12:54:01 PM

Sorry guys, you can't follow that link from BO...you need to copy and paste to your browser to see the GA link...

LOANGUYNYC

101 Posts

Posted - 05/01/2008 : 12:57:43 PM

quote:
Originally posted by 1003s.com

quote:
Originally posted by tiisk

What makes you think that this is the same company? I searched myself and the programs that are offered are completely different. One is a MORTGAGE BANKER and the other is a Mortgage Broker. So I might be confused, are you just another individual like 1003s out there bashing companies to make yourself look better? Honesty and Integrity? What was your issue with them that makes you so irritable? What did YOU do wrong? I'm not saying that they aren't to blame for some things, because you can't please everyone all the time. I just find it humerous that people jump from company to company, destroying licenses then moving on, and trying to bash people that will not allow for inappropriate behavior.

Don't get me wrong, I do appreciate the heads up, but I will continue to do my own due dilligence, especially with out such broad accusations!!

This poster is attemting to put others on defense,

including myself,

I call foul!

See thread titled :NET BRANCHING NIGHTMARES

http://www.brokeroutpost.com/search/?cx=003843108473215274711%3A_3mkiug3h_o&sa=Search&cof=FORID%3A9&q=NET+BRANCHING+NIGHTMARES

Note the same poster is trying to put someone on the defense and defending

a company mentioned in this thread.

This guy lives in parkland which is right next to PacBanc's so called corporate office...He's probably one of them, I see him pushing a branch opportunity in his other posts...Notice how he never responded after I threw the NC enforcement action link at him...he may not be one of them but connecting the dots works 99.99% of the time...

1003s.com

3020 Posts

Posted - 05/01/2008 : 1:59:14 PM

"This guy lives in parkland which is right next to PacBanc's so called corporate office...He's probably one of them, I see him pushing a branch opportunity in his other posts...Notice how he never responded after I threw the NC enforcement action link at him...he may not be one of them but connecting the dots works 99.99% of the time"

Good Point,

and his attempting to place blame or guilt on victims

or on folks trying to help victims, is really typical

of anti-social personality types.

LOANGUYNYC

101 Posts

Posted - 05/02/2008 : 2:25:07 PM

Here are a list of companies these guys do business under...if you see any of these names RUN!!!

Home Sure Mortgage Inc
North American Home Funding Inc
North American Real Estate Services Inc
North American Home Loans Inc
Americawide Inc
Pacdex Inc
First Fordham Inc
Better Branch Business Inc
North American Mortgage Services Incorporated
Pacific Bancorp
Pacific Bancorp Group, Inc

chasjh46

202 Posts

Posted - 05/02/2008 : 4:08:23 PM

quote:
Originally posted by LOANGUYNYC

Here are a list of companies these guys do business under...if you see any of these names RUN!!!

Home Sure Mortgage Inc
North American Home Funding Inc
North American Real Estate Services Inc
North American Home Loans Inc
Americawide Inc
Pacdex Inc
First Fordham Inc
Better Branch Business Inc
North American Mortgage Services Incorporated
Pacific Bancorp
Pacific Bancorp Group, Inc

I just ran California licensing que..none of these names are licensed yet they advertise as "licensed" on their website...Hmmmmm??

htong

514 Posts

Posted - 05/03/2008 : 03:56:00 AM

Hey Tiisk, you come out of nowhere and bash Bob (1003s.com) who HAS credibility in this community when this thread was all about Pacific Bank Corp. Bob has done nothing but offer great advice about companys and LOANGUY was kind enough to give us a headsup. What are you offering to the rest of us?

1003s.com

3020 Posts

Posted - 05/03/2008 : 3:50:50 PM

HTong,

thankyou, for your support. I strongly suspect he represents, the

company, that is the subject of this thread...

LOANGUYNYC

101 Posts

Posted - 05/04/2008 : 1:11:46 PM

quote:
Originally posted by 1003s.com

HTong,

thankyou, for your support. I strongly suspect he represents, the

company, that is the subject of this thread.

Based on his other posts, namely the one from NET BRANCHING NIGHTMARES...I'd think it's pretty safe to say that he's one of them...which one, who knows?? A new one comes out of the woodwork each time!

LOANGUYNYC

101 Posts

Posted - 05/05/2008 : 08:24:56 AM

Here's some more food for thought if you are considering this company for your net branching needs...this is a link about their troubles with Washington State...

http://www.dfi.wa.gov/CS%20Orders/C-04-061-04-SC01.pdf

LOANGUYNYC

101 Posts

Posted - 05/05/2008 : 5:06:16 PM

What did she do Tiisk?

http://forum.brokeroutpost.com/loans/forum/2/220071.htm

EMScommercial

4688 Posts

Posted - 05/05/2008 : 6:01:12 PM

watch out for the 'signature police'... i received an email from bo's admin asking me - nicely i may add - to reduce my signature down to 5 lines... so i did... i see yours is about as big as mine used to be.... just a heads up to a few of you... they will revoke your account if you don't abide from what i understand......

LOANGUYNYC

101 Posts

Posted - 05/12/2008 : 2:05:15 PM

Bump

LOANGUYNYC

101 Posts

Posted - 05/12/2008 : 2:11:46 PM

quote:
Originally posted by Banker0679

tiisk tiisk

quote:
Originally posted by LOANGUYNYC

Bump

lol, saw him on another thread trying to recruit, that's why I bumped!

tiisk

21 Posts

Posted - 05/16/2008 : 05:51:01 AM

You people have got alot of nerve. You feel that you can say whatever you want on this and get away with it.? I have NEVER "Bashed" BOB (1003s), I generally said that every post that I have seen him join in on, decidedly has backhanded antics of a recruiter that doesn't know how to recruit in a performa basis. There are companies out there that do not do the job well, and others that are stellar.

You PEOPLE think you are God's gifts to the HUMAN RACE, and find it comforting to belittle others. I could care less about what you have to say about me. I sleep better at night knowing that dirt bag individuals aren't taking advantage of borrowers like they used to.

You talk about Integrity and Honesty and shuffle around standing on SOAP BOXES. Well, News for you...

LOANGUY- Get a life! (by the way... NO NAME ON THE PROFILE)

KOHLER - How is it you feel you have an inkling of a leg to stand on?

1003s - BOB- Keep up the good work. I'm sure 100% of the individuals you have recruited are still there and have NEVER had a complaint.(taken from YOUR posting) It's the nature of the business, Company Structures Change, and People will Complain. Get used to it!!!

Banker0679 - I'm right here, Haven't gone away. That is until someone decides to BUMP my account because they don't want the truth to come out about all the IDIOTS who try to commit FRAUD!!!!

chasjh - Apparently you can not read, because I found them in California

isitfree - You are completely off your rocker. I refer back to the site quite often and have NEVER correlated to that. You are a disturbed person! But I like where your heads at.

Jambala - You do not understand that there have been many versions of the program, and different packages to choose from.

So in closing, I hope all of you have some sort of rebuttal, I luagh profusely when seeing your half witted comments of which you have no bearing on reality.

tiisk

21 Posts

Posted - 05/16/2008 : 05:56:57 AM

LOANGUY - What don't you understand? You can talk until you are blue in the face, but this company is not what you are referring to. You are saying that Pacific Bank Corp and Better Branch Business is the same?

You clearly have no clue what you are talking about. I don't know what else to say?

LOANGUYNYC

101 Posts

Posted - 05/16/2008 : 07:44:27 AM

quote:
Originally posted by tiisk

LOANGUY - What don't you understand? You can talk until you are blue in the face, but this company is not what you are referring to. You are saying that Pacific Bank Corp and Better Branch Business is the same?

You clearly have no clue what you are talking about. I don't know what else to say?

If the fact that these companies all have the same owners and principals isn't enough to prove that this is all the same SCAM I don't know what is. You mention fraud and compliance as if you are it's enforcer, meanwhile there are multiple counts of fraud your company commits on a daily basis on file all over the place....I've compiled a huge list of every website reference regarding Pacdex, Pacific Bancorp and all the other monikers you scumbags do business under and not one of them is a positive endorsement to join these companies...BIG SHOCKER! Your demeanor sounds very familiar to me, kind of like this...

From: DENIS SANTOLI [mailto:denis@pacbanc.com]
Sent: Wednesday, March 26, 2008 12:12 PM
To: dekohler@earthlink.net
Subject: [SPAM]

Hey, loser, get a life!!

You and all of your scumbag associates can laugh profusley all the way to prison, justice will be served. And please don't attack people on this board who are trying to defend the truth..as if you haven't already stolen money from half the people who responded to this thread and all the other threads on the internet about your scam.

LOANGUYNYC

101 Posts

Posted - 05/16/2008 : 08:07:46 AM

Hey Tiisk,

Here is a list from Sunbiz.org....your friend Andrew Santoli seems to be an officer of both Pacdex and Better Branch Business Inc. oh and don't forget Dogstein Pet Products...Whats wrong, are there no humans left to steal money from??!!

Officer/Registered Agent Name List
Officer/RA Name Entity Name Entity Number
SANTOLI, ANDREW NORTH AMERICAN MORTGAGE SERVICES INCORPORATED P04000077015
SANTOLI, ANDREW PACDEX, INC. P06000142152
SANTOLI, ANDREW BETTER BRANCH BUSINESS, INC. P08000020242
SANTOLI, ANDREW DOGSTEIN PET PRODUCTS & CARE, INC. P08000039998
SANTOLI, ANDREW SILVERCREST INVESTMENTS, INC. P97000005008

tiisk

21 Posts

Posted - 05/16/2008 : 09:32:45 AM

So you think that individuals who come commit FRAUD are entitled to recoup any money sent in to get operational do you? Why don't you try this side of the business for awhile. You spend countless hours a day explaining to Lenders and Title Coimpanies, let alone Banking Institutions of the inappropriate actions done by individuals that crap all over licensing. You are one in the same, because you choose to operate that way. you are just like the rest of the people out there that want everything for nothing and do not have the capability to do it on your own. Surprise there!!!

After seeing the thread on the exact officers of the companies, I find it interesting. Recruiting for Both of those companies and many others, I didn't know this. My contacts are different and personally I don't care.

Point is, If you are going to commit FRAUD don't be in this business. QC Dept's in EVERY company will shut you down.

If you can't be on your own in this business, go flip burgers someplace, or work in a bowling ally. Just leave the rest of the LEGITIMATE BUSINESSES out of your illegal actions.

LOANGUYNYC

101 Posts

Posted - 05/16/2008 : 10:03:32 AM

quote:
Originally posted by tiisk

After seeing the thread on the exact officers of the companies, I find it interesting. Recruiting for Both of those companies and many others, I didn't know this. My contacts are different and personally I don't care.

Wow you must be one great recruiter, you work for both of these companies and you didn't know who the officers were, that's a good one, I must admit your lies make this thread very exciting for the over 900 people that have viewed it and now know how dishonestly the companies you represent do business...not only that, you said you personally don't care who runs the business..you bring mortgage brokers to these crooks...Why don't you care? How much do they pay you to bring in the suckers? Let's be real, you're no recruiter, you solely work for these scumbags or are one of them...all of your replies suggest that you are aware of their inner business dealings...Bob 1003s is a recruiter and he doesn't claim to know about the inner dealings of any of the companies that he recruits for. I'm sure you sleep well at night, people without a conscience normally do.

tiisk

21 Posts

Posted - 05/16/2008 : 10:55:05 AM

So basically you have no facts that spew forth from your under-educated mouth. I know most of the contacts at these companies I deal with on a personal level. I don't care who the owners are. I get the facts and make a judgement on those facts. You yourself can not state the same. Contracts are provided, programs layed out in black and white. If you don't follow them thats's seriously your problem. I will not set you up with another company because it DOES look bad on me. If you were a lawyer and provided CASE LAW pertaining to the wild accusations your are emanating, then and only then would I give weight to your ramblings. However, being as it may, I like seeing you twist around your words. LOANGUYNYC, were you ever a stock broker or car salesman? It seems that with your VAST knowledge of the mortgage industry you'd be quite different in your findings. You are one of those individuals who destroy companies and shouldn't be allowed to operate in any capacity.

A conscience? What have you ever done in your life to state those accusations to me? Want to Pi$$ me off go for it!!!! While you are here in the United States sleeping comfoirtably in your bed, I was in Somalia, Afghanistan, Kosovo and Iraq fighting for the rubbish you call an existense. I would do it all over again, because you are insignificant in my life.

I recruit, I only recruit individuals who are honest with me and the work they do is stellar. Do not perform in the manner in which your contractual obligations dictate... then good riddence. Follow Protocol and do not deviate. Its not like I can send you to CCU or the Brig.

I care only about those individuals who can perform an honest days work. And Banker0679: Maybe I will exit this business, but it will not be on my performance to help honest individuals. I get paid $500 after their first closing from those individuals who I CAN help. I don't get paid otherwise. They pay me, not the company I send them to. Ultimately its their choice to join after I introduce them to they appropriate company.

For those individuals who can operate under directives set forth from any Corporate Office, I will gladly help if I can. (Except for you LOANGUYNYC)

LOANGUYNYC

101 Posts

Posted - 05/16/2008 : 11:38:16 AM

quote:
Originally posted by tiisk

I know most of the contacts at these companies I deal with on a personal level. I don't care who the owners are. I get the facts and make a judgement on those facts.

If you were a lawyer and provided CASE LAW pertaining to the wild accusations your are emanating, then and only then would I give weight to your ramblings.

For those individuals who can operate under directives set forth from any Corporate Office, I will gladly help if I can. (Except for you LOANGUYNYC)

I'm no lawyer, but I'm educated enough to read english..if you take the time to read about the litigation your company is going through you'd see that my position on your company is an appropriate one...but then again you already know about the all pending litigation from the state of NC because the scumbags you recruit for are your buddies right??

Here's some CASE LAW for you...

http://www.nccob.org/mlenforcements/08_055.pdf

http://www.dfi.wa.gov/CS%20Orders/C-04-061-04-SC01.pdf

www.mortgagedaily.com/LicenseLosses032007.asp

http://dbf.georgia.gov/vgn/images/portal/cit_1210/6/25/78108400PR_NorthAmericanRealEstateServicesConsentOrder.pdf

Since birds of a feather flock together we can come to the conclusion that your character is no better than the scum you choose to associate with...

http://www.santabarbara.bbb.org/BBBWEB/Forms/Business/CompanyReportExtensionPage.aspx?CompanyID=4001236&sm=

http://www.mortgagefraudblog.com/index.php/weblog/permalink/north_american_real_estate_services_agrees_to_georgia_consent_order/

http://ripoffreport.com/reports/0/329/RipOff0329900.htm

These links are where I get my info from but according to you, every one else is to blame, even the states of NC, GA and WA... So here I am with proof that the organizations you recruit for have less than stellar ratings all across the board..

I challenge you to show me one positive review of this company...I can't seem to find any on this website, or on any other website for that matter..

tiisk

21 Posts

Posted - 05/16/2008 : 12:51:06 PM

When looking into the reason for any of their dismissal, my contacts always cc me on the cease and desist that gets sent to them. I have seen enough of them to know that over 75% of the individuals who do not continue are ones who do not pay their fees. That is not anything oif my doing. If they left on their own free will, I received a call from them and set them up with a different company. There are more layers here to black and white. You only get half of a story from anyone. I do my best to place people where it'd fit them best.

If anyone has a company out there that needs individuals to start up with them, let me know and I'll recruit for them as well.

However it seems to be like more of an issue to find a company that doesn't have SOMETHING negative on them. Let me know!!

But seriously I dispise it when someopne says I DON'T have integrity or a conscience. Its just not appropriate and down right spiteful.

tiisk

21 Posts

Posted - 05/16/2008 : 1:58:39 PM

I've been recruiting for about a year now. And it doesn't bother me if they don't believe me, I know what I do and I know my job performa.

For others to even comment on MY actions is overly ridiculous if not blatant disregard to how tainted they are. I do wish them the best of luck though.

LOANGUYNYC

101 Posts

Posted - 05/16/2008 : 2:21:08 PM

quote:
Originally posted by tiisk

I've been recruiting for about a year now. And it doesn't bother me if they don't believe me, I know what I do and I know my job performa.

For others to even comment on MY actions is overly ridiculous if not blatant disregard to how tainted they are. I do wish them the best of luck though.

The only reason why what you say is hard to believe is because

#1 - You are a liar and have been caught several times on this thread
#2 - You are defending scum
#3 - Your attitude stinks

I started this thread because I felt I needed to help other brokers stay away from a company who really has no intention of building a long lasting relationship with any broker. The only thing your companies want is the fast buck and to rid themselves of brokers as soon as they get the money. That's the conclusion I came to after reading all the evidence....and believe me Mr. Tiisk...or whatever your real name is, what I put on this post is only the tip of the iceberg in terms of factual evidence I have that the
company you represent is the scum of the earth.

LOANGUYNYC

101 Posts

Posted - 05/17/2008 : 6:29:31 PM

They changed the phone number on the pacdex site to a los angeles number! Before this thread they thought they could dupe people into thinking www.betterbranchbusiness.net and www.pacdex.net were 2 different companies....I must be rattling a few cages out in Coral Springs.........GOOD!

Here's a link from someone else who has a myspace page dedicated to your friends Tiisk, I laughed profusely when I saw this

http://profile.myspace.com/index.cfm?fuseaction=user.viewprofile&friendID=353371670

Did you also not know that the company you represent has a 199,000 fine that has not been paid either??

http://www.zoominfo.com/people/Verity_James_809023248.aspx

1003s.com

3020 Posts

Posted - 05/19/2008 : 4:22:05 PM

"rattling a few cages"

I like that phrase!

LOANGUYNYC

101 Posts

Posted - 05/20/2008 : 11:29:50 AM

quote:
Originally posted by Banker0679

199k fine? wow

it's amazing right?? and guess what, they don't pay any of the fines nor do they show up to any of the hearings either to state their case...yet they still advertise the following on their website...

Q: States company is licensed in?
A: Take advantage of our *51-State Network - ALL individual, state and federal requirements are satisfied without any restrictions by PacDex.net Group, Inc. Which will allow you to be fully operational acting as a national mortgage broker whether you are working out of a commercial building or your house, having access to the most diverse mortgage programs such as VA, FHA, Reverse, Construction and much more, within 24 hours of confirming your enrollment. *51 - PacDex.net is license in Washington, DC.

What a load of crap, so wait a minute if I join you guys "ALL individual, state and federal requirements are satisfied without any restrictions by PacDex.net Group, Inc."

sounds like a federal charter to me, not a second rate SCAM designed at taking people's money and then telling them to F off....where do I sign up??

Q: How do I Get Started? How long does it take to get started?
A: Complete the Fast Online Automated Approval Application powered by PacDex.OS. Press "APPLY NOW" located above. To be fully operational in 24 hours!!

YIPPPEEEE!!!!!

cblaskoski

467 Posts

Posted - 05/21/2008 : 6:58:27 PM

I'm sorry but did I see "have it your way" in tiisk's signature and then "go flip burgers at burger king" in one of his rants?

ddsoffice

66 Posts

Posted - 05/22/2008 : 8:57:49 PM

June 11 is just around the corner per the notice of hearing in the link given below dekohler. Let us know how it goes and thanks for the heads up.

quote:
Originally posted by dekohler

quote:
Originally posted by jimthiel

Pacific bancorp is a scam

there's another thread about these folks. I am suing them in GA. Here's a nice little piece about them.

http://www.nccob.org/mlenforcements/08_057.pdf

1003s.com

3020 Posts

Posted - 05/23/2008 : 3:43:38 PM

Another related thread.

http://forum.brokeroutpost.com/loans/forum/2/196003.htm

LOANGUYNYC

101 Posts

Posted - 05/29/2008 : 2:35:49 PM

As i read the outpost, I'm glad that brokers are reporting all the various scams that are taking place in our industry right now...whether it's lead sources, net branch providers or shady AE's....the sad part of it all is that there are many good people in this industry being scammed and taken advantage of because all they want to do is make a living like we used to a few years ago...

in this case, many people just wanted to be able to work with a company who had plenty of state licenses and FHA so that we could be competetive in today's marketplace...too often the sizzle is what sells and all rationale goes out the door...

My goal is to make sure people just do their own research with whatever product they choose to purchase or be involved in so they don't end up giving their hard earned money to those who prey on people's need to make a decent living for themselves.

Cheers

LOANGUYNYC

101 Posts

Posted - 05/31/2008 : 09:44:23 AM

Fictitious Name
CORAL RIDGE FUNDING, INC.
Filing Information
Document Number G08059900198
Status ACTIVE
Filed Date 02/28/2008
Expiration Date 12/31/2013
Current Owners 2
County MULTIPLE
Total Pages 1
Events Filed NONE
FEI Number NONE
Mailing Address
5810 CORAL RIDGE DR #120B
CORAL SPRINGS, FL 33076
Owner Information
BETTER BRANCH BUSINESS, INC.
5810 CORAL RIDGE DR
CORAL SPRINGS, FL 33076
FEI Number: APPL
Document Number: P08000020242
BETTER BUSINESS BRANCH, INC.
5810 CORAL RIDGE DR
CORAL SPRINGS, FL 33076
FEI Number: APPL
Document Number: P08000020242

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