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CreditRepGal
489 Posts |
 Posted - 04/24/2008 : 2:20:03 PM
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If your client's mortgage transaction is a purchase and has been renting for the last 12 months or longer, we can add a seasoned tradeline to boost their credit score for only $199.00
If your client is currently a client with us,or they purchase one of our credit repair packages below the price is only $149.00
Standard package:
• Removal of derogatory items, ie: lates, collections, BK ect…
• Unlimited rapid rescoring
• Detailed consultation
• 1 year of the services at no additional cost (this includes everything existing and anything new that may appear on your credit in that time)
– 50% discount equals $399. Spouse discount of 50% pays only $199 = total $399 single /$598 Joint Standard repair
Inquiry Package• Removal of inquires for past 2 years
• Unlimited rapid rescoring
• Detailed consultation
• 1 year service at no additional cost (this includes everything existing and anything new that may appear on your credit in that time)
– 50% discount equals $399 spouse discount of 50% pays only $199 = total $399 single /$598 Joint Standard repair
Premiere Package• Removal of derogatory items, ie: lates, collections, BK ect…
• Removal of inquiries for past 2 years
• Removal old addresses, employers, alias names
• Unlimited Rapid Rescoring
• Detailed consultation
• 1 year service at no additional cost (this includes everything existing and anything new that may appear on your credit in that time)
– 50% discount equals $799 spouse discount of 50% pays only $399 = total $799 single /$1198Joint Standard repair (FINANCING AVAILABLE)
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kedwards@clearvu
441 Posts |
Posted - 04/24/2008 : 2:58:05 PM
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| Is adding a seasoned tradeline that is not viably a clients tradeline even legal? |
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CreditRepGal
489 Posts |
Posted - 04/24/2008 : 3:17:10 PM
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| It is the clients tradeline. We do not do anything illegal and yes the answer is that adding a trade line in any form other then as an authorized user, (that does not belong to the client) would in fact be illegal, but this tradeline is not an authorized user account and it does in fact belong to your client. |
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hpmfinancial
1222 Posts |
Posted - 04/24/2008 : 4:52:16 PM
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| How can you offer a seasoned tradeline to a new client? Seems like a contradictory statement. |
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CreditRepGal
489 Posts |
Posted - 04/24/2008 : 4:56:06 PM
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| Because we go back on that account as far as 3 years. They arent new to the payment, they just havent been getting credit for it. Please e-mail me with further questions. I'm off BO for the day. |
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hpmfinancial
1222 Posts |
Posted - 04/24/2008 : 5:11:24 PM
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| Sorry, I don't meant to be rude but that does not make any sense. Could you explain a little further? |
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CreditRepGal
489 Posts |
Posted - 04/24/2008 : 5:34:02 PM
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No offense taken. This is just an example okay?
Say your client has been renting somewhere for 2 years... well we can add the past 2 years rental history on his report as an open trade line and verify on time payments every month thereafter. Now. Even though most lenders may not recognize a rental as a trade line. We are merely using it as a tool to increase the clients credit score. The credit scoring modules used by the three credit Bureaus will still read this as an open active trade, and as long as the client is paying their rent on time every month, why shouldn’t they get credit for it? There is nothing illegal or unethical about this, just another tool to helping clients re-establish good credit. This is reported by a licensed subscriber directly to all three credit bureaus. The information is verified by an outside company who has no does not gain anything by providing false information. This process what put together very carefully. I hope that helps.
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barrington79
163 Posts |
Posted - 04/24/2008 : 5:48:14 PM
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| How much will it cost to add two or three trades if you purchase one of your credit repair packages? Also, can you finance the cost of adding the tradlines into your Premiere Package? |
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CreditRepGal
489 Posts |
Posted - 04/25/2008 : 12:03:32 PM
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| You can only add one trade line for $149 when you purchase one of the credit repair packages. Unless of course your client leases an office building as well as rent his home then each trade is still $149.00. Yes you can include this into the financing of the premiere package. I believe the minimum down is $200 |
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rhelali
184 Posts |
Posted - 04/30/2008 : 12:09:24 AM
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| how long does it typically take to add a trade line to a client's credit?? |
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CreditRepGal
489 Posts |
Posted - 04/30/2008 : 10:29:30 AM
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| Right away, we take the app and submit it and I belive as soon as the information is verified it is then reported. 3-5 days depending on the contact. The information must be correct. |
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