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sithburns
384 Posts |
 Posted - 04/24/2008 : 12:00:04 PM
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W-2'd consultant with multiple certifications and two masters degrees in computer science and Technology Management.
Has Cisco & Microsoft certifications.
Technically currently not employed since Feb.
$500K in stocks
$200K in bank acct
$200K home purchase in florida. Can put down as much as needed.
I don't think there is anyting that will work for him but if by some chance someone is aware of a full doc program that doesn't verify employment, lol... let me know.
Otherwise he'll just pay cash to avoid getting raped by hard money. Better to have the funds in equity not making money than be paying 15% for the money.
He has tax returns, W-2's, and paystubs until Feb. His contract expired. Bank statements are also available, however he can't do a VOE at the moment.
loans@fivestarsmortgage.com
chris
407-456-3697 |
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dkendall1979
11072 Posts |
Posted - 04/24/2008 : 12:16:16 PM
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Not even a verbal? Is it just the "written" portion of it that's hurting his feelings or is it that he doesn't have a job at the moment?
I've got an "Asset based stated income" program that MIGHT work, but the underwriter will call to verify he has a job. |
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sithburns
384 Posts |
Posted - 04/24/2008 : 12:22:46 PM
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Yeah I'm trying to stay above any kind of fraud... He's technically not employed. Can't do written or verbal VOE.
CAN show previous W-2's, tax returns, bank statements, full assets, tax returns, X-rays, Colonoscapy report, and semen samples.
Looking like Hard money or he buys the house cash eh?
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