KJens
12 Posts |
 Posted - 04/14/2008 : 08:57:15 AM
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Can anyone help with the following?
$587,000 rate/term refi
80% LTV/CLTV
24 months bank statements
44% DTI (this is backing out an average of $30,000/month in deposits)
680 FICO
2x30 in May, 2007
O/O SFR in WA
The issues are this:
- Two people on the statements even though only my client uses the account (can provide the other person's bank statements, W2s, whatever would be required)
- 120 day lates in September, 2006 - didn't go to foreclosure
- Borrower is on title, not on the mortgage but the payments are coming from the account for which I have the statements
- Accredited won't do
- Wachovia needs assets
Thanks,
Kevin |
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