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misteryu
60 Posts |
 Posted - 04/04/2008 : 11:39:11 AM
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504 CREDIT SCORE, 77% LTV, RATIOS ARE IN LINE, NO BK, 12 MONTH CLEAN MORTGAGE, SFR.
COLLECTIONS/P&L/LATES APPEAR ON NON-MORTGAGE TRADELINES, HAVE LOX |
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nikkiyj
1742 Posts |
Posted - 04/04/2008 : 11:42:40 AM
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Did you run an AUS on the file? What did it say?
Freedom Mortgage will still do manual underwrites on these types of files but you gotta run the DU system on them online first before sending it in. You might have a better finding then you think |
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misteryu
60 Posts |
Posted - 04/04/2008 : 11:46:45 AM
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| i got a refer |
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nikkiyj
1742 Posts |
Posted - 04/04/2008 : 11:51:26 AM
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What did it say the reasoning was for the refer?
Was it just a REFER or did it say something else? |
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misteryu
60 Posts |
Posted - 04/04/2008 : 2:05:52 PM
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| collections and judgements, but judgements are satisfied |
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nikkiyj
1742 Posts |
Posted - 04/04/2008 : 2:15:47 PM
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| I would try to send in for manual with lox's for the stuff. It sounds very doable. |
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