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srmiller
31 Posts |
 Posted - 04/04/2008 : 08:13:47 AM
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| As of the 15th of April, the min. score on Wach/Worlds's stated portfolio will be 700!!!! Big change from no min score portfolio product. Anyone else get this info? |
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Scrooge McDuck
9730 Posts |
Posted - 04/04/2008 : 12:33:00 PM
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| omgomgomgomgomgomgomgomgomgomgomgomgomgomgomgomgomg! |
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benjamin
2820 Posts |
Posted - 04/04/2008 : 12:33:39 PM
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| We were the world, we were the children. |
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MortgageBoarder
4420 Posts |
Posted - 04/04/2008 : 12:35:45 PM
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This is old info. They did away with the "no minimum score" method a few months ago, and of last Friday, some people have already seen these changes implemented.
It's not that big of a deal, you either make it work or move on. |
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srmiller
31 Posts |
Posted - 04/04/2008 : 12:40:19 PM
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| No dude, it goes into affect in Fla. on the 15th.... oh that's right your out in that sh*t hole Cali crap. |
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Carpet Muncher
1385 Posts |
Posted - 04/04/2008 : 12:42:05 PM
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quote:
Originally posted by srmiller
No dude, it goes into affect in Fla. on the 15th.... oh that's right your out in that sh*t hole Cali crap.
Let him have it, Justin |
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Guinder
62 Posts |
Posted - 04/04/2008 : 12:42:31 PM
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Pot, meet Kettle.
Which is worse? Cali or Fl? |
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MortgageBoarder
4420 Posts |
Posted - 04/04/2008 : 12:45:43 PM
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LOL... too stupid to decipher the difference in the words SOME and Florida? Do yourself a favor and shut up before you embarrass yourself.
quote:
Originally posted by srmiller
No dude, it goes into affect in Fla. on the 15th.... oh that's right your out in that sh*t hole Cali crap.
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srmiller
31 Posts |
Posted - 04/04/2008 : 12:53:55 PM
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| They didn't do away with the "no min score model" months ago ... VIP Plat whatever member go make some money j-hole, I've already made mine. I am positive it will be "peace-out" from your a** soon. Just trying to help the masses. If it's old news to you than don't worry about it. |
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EMScommercial
5141 Posts |
Posted - 04/04/2008 : 12:59:37 PM
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| jeez |
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Carpet Muncher
1385 Posts |
Posted - 04/04/2008 : 1:01:23 PM
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quote:
Originally posted by srmiller
They didn't do away with the "no min score model" months ago ... VIP Plat whatever member go make some money j-hole, I've already made mine. I am positive it will be "peace-out" from your a** soon. Just trying to help the masses. If it's old news to you than don't worry about it.
Check out his name. He is "The Joker"
and probably a midnight toker |
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jstar
743 Posts |
Posted - 04/04/2008 : 1:03:42 PM
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quote:
Originally posted by srmiller
They didn't do away with the "no min score model" months ago ... VIP Plat whatever member go make some money j-hole, I've already made mine. I am positive it will be "peace-out" from your a** soon. Just trying to help the masses. If it's old news to you than don't worry about it.
I don't think Justin is going anyhwere soon.....
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privatecash
1781 Posts |
Posted - 04/04/2008 : 1:06:18 PM
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| "BAND" on the run. |
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williamspeaking
4058 Posts |
Posted - 04/04/2008 : 1:06:30 PM
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| how many banks will even lend in Miami-dade or broward county anymore? |
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MortgageBoarder
4420 Posts |
Posted - 04/04/2008 : 1:06:57 PM
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Your efforts are appreciated I'm sure. And yes, it has been this way for a couple months. They used to have NO FICO requirements below 80%. But for the past few months, regardless of what you THINK you know, a 620 has been the minimum. Sure, they will always look at lower ficos on a case by case basis, but there "no fico requirement" fell out of the spotlight a while back, at least for their QQ Stated program.
And I'll just say this bro... I am one to always put out any 411 possible to help others on this post, that is why we are all here. When someone responds and disagrees with you, it's best to handle it professionaly and provide evidence to support your argument, like any professional would. Having childish, uninformed responses simply makes you lack any integrity to those exact members you would like to help.
How do you think people would view you if you were an LO in a public environment, and a consumer approached you with a statement in which you did not agree. You then had a little 4 year old bi*ch fit replying with, "no it's not a hole!! Get out of my office." Especially in today's market, you should remember that you are always being evaluated, and if it is not by someone on the outisde, it is your internal engine elaborating your practices and thought patterns that will in the end make you look like just another DB.
quote:
Originally posted by srmiller
They didn't do away with the "no min score model" months ago ... VIP Plat whatever member go make some money j-hole, I've already made mine. I am positive it will be "peace-out" from your a** soon. Just trying to help the masses. If it's old news to you than don't worry about it.
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MortgageBoarder
4420 Posts |
Posted - 04/04/2008 : 1:21:59 PM
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Nice to see you around J!!! 
quote:
Originally posted by jstar
quote:
Originally posted by srmiller
They didn't do away with the "no min score model" months ago ... VIP Plat whatever member go make some money j-hole, I've already made mine. I am positive it will be "peace-out" from your a** soon. Just trying to help the masses. If it's old news to you than don't worry about it.
I don't think Justin is going anyhwere soon.....
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mganovsky
2114 Posts |
Posted - 04/04/2008 : 1:30:07 PM
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| well said Justin |
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NobleHouse
357 Posts |
Posted - 04/04/2008 : 1:30:48 PM
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| What a Richard for real. |
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808
2871 Posts |
Posted - 04/04/2008 : 1:34:21 PM
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quote:
Originally posted by williamspeaking
how many banks will even lend in Miami-dade or broward county anymore?
true but I'll take Dade & Broward over Riverside & San Bernadino County any day. At least people over here aren't living 1200 sq ft dumps w $400k Option Arm notes making $40k/yr. Once those Option Arms start recasting, getting a lender out there will be like getting hurricane insurance over here. |
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MortgageBoarder
4420 Posts |
Posted - 04/04/2008 : 1:54:35 PM
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No comment... lol
quote:
Originally posted by 808
quote:
Originally posted by williamspeaking
how many banks will even lend in Miami-dade or broward county anymore?
true but I'll take Dade & Broward over Riverside & San Bernadino County any day. At least people over here aren't living 1200 sq ft dumps w $400k Option Arm notes making $40k/yr. Once those Option Arms start recasting, getting a lender out there will be like getting hurricane insurance over here.
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