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JavDnns1
112 Posts |
 Posted - 03/27/2008 : 6:26:43 PM
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60% or 65% LTV
190000 loan amount
708 fico
stated/verified
self employed
sfr
has about 200k in cash reserves
San bernardino county
If you can please post approximate rates. Thanks.
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dkendall1979
8743 Posts |
Posted - 03/27/2008 : 6:35:31 PM
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ABout 6.625 <par> 30 fixed.
Arm pricing is higher. |
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directlending2u
436 Posts |
Posted - 03/27/2008 : 6:44:52 PM
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how are you getting that rate ?
i just priced out a n/o/o full doc r/t 490k loan amount 50% ltv and par with amtrust was high 7.5 +
not seeing how you could offer mid 6 and be stated ? help me see in the dark |
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JavDnns1
112 Posts |
Posted - 03/27/2008 : 6:53:42 PM
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| well my loan amount in only 190k and i'm not sure if your property is a sfr. |
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dkendall1979
8743 Posts |
Posted - 03/27/2008 : 6:59:03 PM
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-.25 for adverse market
-.5 for non-owner
.75pt total hits
6.625 <1> 20 day lock
= 6.625 <.25> end price
quote:
Originally posted by directlending2u
how are you getting that rate ?
i just priced out a n/o/o full doc r/t 490k loan amount 50% ltv and par with amtrust was high 7.5 +
not seeing how you could offer mid 6 and be stated ? help me see in the dark
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velecico
3216 Posts |
Posted - 03/27/2008 : 6:59:57 PM
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Immigrant bank does them , 55% LTV |
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JavDnns1
112 Posts |
Posted - 03/27/2008 : 7:02:11 PM
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No hits for cash out?
quote:
Originally posted by dkendall1979
-.25 for adverse market
-.5 for non-owner
.75pt total hits
6.625 <1> 20 day lock
= 6.625 <.25> end price
quote:
Originally posted by directlending2u
how are you getting that rate ?
i just priced out a n/o/o full doc r/t 490k loan amount 50% ltv and par with amtrust was high 7.5 +
not seeing how you could offer mid 6 and be stated ? help me see in the dark
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dkendall1979
8743 Posts |
Posted - 03/27/2008 : 7:02:37 PM
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Not below 70% LTV
quote:
Originally posted by JavDnns1
No hits for cash out?
quote:
Originally posted by dkendall1979
-.25 for adverse market
-.5 for non-owner
.75pt total hits
6.625 <1> 20 day lock
= 6.625 <.25> end price
quote:
Originally posted by directlending2u
how are you getting that rate ?
i just priced out a n/o/o full doc r/t 490k loan amount 50% ltv and par with amtrust was high 7.5 +
not seeing how you could offer mid 6 and be stated ? help me see in the dark
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actionjackson
1109 Posts |
Posted - 03/27/2008 : 7:05:00 PM
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we're at 6.375% with a 1pt buydown
Jason J. Miles
Cornerstone Bancor Mortgage Corp
1-866-WE-LEND-U/1-631-225-7096
1-800-538-0794/E-FAX
1-631-943-9807/1-631-991-1665/CELLS
jason@cmbank.net
www.cmbank.net |
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directlending2u
436 Posts |
Posted - 03/27/2008 : 7:07:47 PM
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ok so no one has still answered the ?
so your buying the rate down , ok
thats not par is it ? |
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JavDnns1
112 Posts |
Posted - 03/27/2008 : 7:13:16 PM
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| whats the pricing on a 15year fixed? |
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actionjackson
1109 Posts |
Posted - 03/27/2008 : 7:14:50 PM
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6.5% par, 6.0% with 1 pt buydown on a 15yr fixed
Jason J. Miles
Cornerstone Bancor Mortgage Corp
1-866-WE-LEND-U/1-631-225-7096
1-800-538-0794/E-FAX
1-631-943-9807/1-631-991-1665/CELLS
jason@cmbank.net
www.cmbank.net
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