taylors@wmortgag
9 Posts |
 Posted - 02/28/2008 : 11:25:06 AM
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Here's the deal
I have
FULL DOC
575 FICO
80% LTV
$144,765 LOAN AMOUNT.
NO CASH OUT REFI, NOT PAYING OFF DEBT OR ANYTHING.
NEED AROUND AN 8.5% 30 YEAR FIXED.
NO PROBLEM RIGHT?
HER HUSBAND IS THE BREAD WINNER WITH A MID SCORE OF 469, SINCE HE MAKES THE MOST HE HAS TO BE THE MAIN BORROWER NOT THE CO BORROWER. OH YEAH JUST TO THROW THIS INTO THE MIX SHE HAD A BANKRUPTCY IN 99 WHICH IS REALLY NOT A BIGGIE I HAVE GOTTEN WORSE DONE. BUT RECENTLY SHE HAS BEEN LATE ON THE MORTGAGE. 6X30 ON THE MORTGAGE. SO LET ME KNOW IF YOU CAN HELP. THE BANK IS TRYING TO PUT HER INTO FORCLOSURE THE ONLY REASON SHE HASNT MADE THE PAYMENT THE HUSBAND HAS BEEN ON DISABILITY FOR THE PAST 6 MONTHS. HE SHOULD BE BACK TO WORK SOON SO THAT WILL HELP ONCE HE STARTS WORKING AGAIN. |
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