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mackpoise

214 Posts

Posted - 02/15/2008 :  09:08:12 AM
Finally, here is the info you have requested about our Short-Refi Negotiator Program. I need to apologize to everyone for taking so long to get this to all of you. We have been astounded by the response to our program and very appreciative of the responses from everyone wanting to help people in need of a short-refi. We launched our website short-refi.com at the beginning of the year and I am glad to say it has soared to the top of the most popular search engines, just as our wizardlending.com website has done. This has definitely given us an edge in gaining clients throughout the US, that are looking to short-refi their home. There is no other company offering what we are offering to clients on such a massive scale. Short-refi's are gaining more popularity everyday and are definitely the wave of the future in home retentions. Our program boasts a 70% success rate and with short-refi's being backed by FDIC Chairman Sheila Bair, things will only get better. Our program is unlike anything else on the market. We get the client's current lender to accept a short-refi, by offering the current lender a payoff from a new lender. Outside of helping people that are behind on their mortgage payments, this program is a definite plus for those that are upside-down on their current mortgage or at 100+% LTV, have ARM rates adjusting soon and cannot be refinanced.
We are not loss mitigation or foreclosure consultants by any means. We are strictly short-refi negotiators. We will bring you the leads and/or clients and teach you the art of negotiating a short-refi, by joining our team as an Associate Agent of Wizard Lending LLC. Everything is finally in place and we are now ready to accept new Associate Agents that wish to be part of our program.
We actually offer two opportunities that may fit your needs. One, is becoming an Associate Agent with Wizard Lending LLC. As an Associate Agent, you will learn the art of negotiating a short-refi (along with short-sales and loan mods). You will become part of the Wizard Lending LLC team. As an Associate Agent, you will have exclusive territory with us, broken down by area code. We will supply you leads and clients at absolutely no additional costs (unlike some of the loss mit companies out there, that we've heard about). You will have the opportunity to make money by negotiating the client's short-refi and if the client also needs financing, that is all your too! From now until March 31st, 2008, you can become an Associate Agent with us for as little as $500.00. We ask for a small set-up fee to become an Associate Agent with us, because we are only looking for serious people that truly want to learn the business and help those in need. We are not looking for every Tom, **** and Harry that wants to jump on board, learn the ropes then jump off and go on your own. We are looking for people that want to be part of a team, that has potential to dominate the market and become a partner in an answer to today's housing market problems.
Offer number two, is to become an Affiliate Broker with Wizard Lending LLC. There is absolutely no cost to be an Affiliate Broker with us. Our Affiliate Broker program is designed for brokers that have clients that are in need of a short-refi. This is for brokers that have clients that are behind on payments and cannot be refinanced due to high LTV and low FICO's. Clients that are upside down on their mortgage, due to a deteriorating housing market and now finding themselves unable to get refinanced. Clients that are close to 100% LTV or higher and have an ARM getting ready to adjust, skyrocketing their payment beyond reach. A short-refi can help all of these clients. Basically, as an Affiliate Broker, you send us your client, we negotiate a short-refi for them, then once the short-refi is completed, we give the client back to you to complete the loan. As an Associate Broker, with Wizard Lending LLC, you are doing nothing more than having your client hire us as a negotiator for the short-refi. Once the negotiation is complete the customer is given back to you, to complete the loan. In this situation, we have nothing to do with the loan process. That is all up to you. Our charge to negotiate a short-refi is $900 + .75% of the negotiated payoff amount. The only out of pocket expense to the client is $400.00. The remaining $500.00 + .75% is paid to us on the HUD-1 as a third-party fee, in one lump sum. As an Associate Broker, it is a WIN-WIN situation. You bring us a client and we give you back a fundable deal. We work with you throughout the entire process.
In the attached documents, please read the Short-Refi.comDoc first. This will give you a complete overview of what to expect as a Short-Refi Negotiator. I have also attached the CompleteAssociateAgentPacket, which contains our Associate Agent contract and gives you complete and in depth details on becoming an Associate Agent. The Agent packet also gives you full details on how to sign up as an Associate Agent.
If you wish to become an Affiliate Broker and send us clients in need of our services, I have attached our Affiliate Broker sign-up sheet. This is a one page sheet that gives us your basic information, so we know who is send us the clients and who we are dealing with that is obtaining the loan.
Since we do offer exclusive territory, this will be on a first come first serve basis. If you are interested in becoming an Associate Agent, please contact me as soon as possible with the area code(s) you are interested in. If it is available and you plan to sign up, please e-mail me back with the area code(s) you want and I will put a 24 hour hold on it, to allow you time to fulfill the contract, fax it back and pay the set-up fee. If this is not completed within the 24 hour hold time, the area code(s) will immediately be released to the next broker that wishes to sign-up.
Whether you wish to become an Associate Agent or an Affiliate Broker, please fill out the appropriate forms and fax them back to us at 1-866-244-6108. Then mail us the originals at the address shown on the documents.

From now until March 31st, 2008 we are offering our Associate Agent set-up fee as low as $500!*

We do offer a 100% MONEY BACK GUARANTEE!*

Also, Associate Agents signing up by March 31st, 2008, will be able to take advantage of our $900 BONUS PROGRAM!*

*For full details on our entire program please see attached documents.

Thank you for your time and patients. Looking forward to having you join our team of Agents or our network of Affiliate Brokers! Please feel free to contact me with any questions by e-mail or by phone.


Thank you,
Jeff Blackledge

email address - shortrefi@yahoo.com
web address - www.short-refi.com
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kjake41

184 Posts

Posted - 02/18/2008 :  2:39:10 PM
Well,
i'm not sure what to say here. I have contacted Loren twice last week. I have a Law Firm that is sending me lots of potential leads for this product but i can't seem to get Wizard to respond. Is it because I have my leads already? If so, can someone please let me know so i can continue to persue finding someone who will finance these clients.

Ken
mackpoise

214 Posts

Posted - 02/18/2008 :  2:56:21 PM
Ken, if you let me know how to reach you I will call you or email you.
You can email if you'd like, it's on my profile. I know Loren is busy but you should've been called back, maybe wires were crossed? My goal is for you to benefit from short-refi.com. You get $200 from each client signed up and help save their home...hope we can talk.
mackpoise

214 Posts

Posted - 02/19/2008 :  4:12:30 PM
I'm getting emails! Still have room for a few more...
acapwell

140 Posts

Posted - 02/20/2008 :  10:02:03 AM
Call me I'd like to learn more about it.
jpowers

213 Posts

Posted - 02/20/2008 :  10:30:42 AM
Send me some info please>>>
mackpoise

214 Posts

Posted - 02/20/2008 :  11:28:13 AM
Anthony...I will try you this afternoon in just a bit!
Have a HUGE day
mackpoise

214 Posts

Posted - 02/20/2008 :  11:30:02 AM
Jim, I will send you info through the email link here in your profile in just a little while...Thank you and have a HUGE day!
mackpoise

214 Posts

Posted - 02/20/2008 :  11:34:01 AM
I gotta believe that every broker, loan officer, etc...can help save "6" people from foreclosure in "6" months. Help someone keep their home, you get paid for referral and we (short-refi.com) hand the client back over to you once the short-refi is complete to close!$

Summary = HELP...REFER...GROW!$
MyFaithFirst

23 Posts

Posted - 02/20/2008 :  1:06:41 PM
I sent you an email for getting on board.

Ray Stevens
Mortgage Security Network
(954) 612-5626
mackpoise

214 Posts

Posted - 02/20/2008 :  1:34:01 PM
Thank you Ray!! I will go and look for your email. "6" homes saved..."6" loans funded..."6" months!

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loanoptionsgroup

651 Posts

Posted - 02/21/2008 :  7:38:26 PM
Jeff, I would like the info as well. I referred a few deals to a group out of NY to negotiate Deed in Lieu, but the company has seemed to drop off. I'm looking for someone who won't take my clients money and leave them dangling. (The fact that I'm still waiting on my check is the least of my concerns) I rec'd some info several(a couple) months ago, but it sounds different than what was described above.
jbird

7 Posts

Posted - 02/21/2008 :  7:54:53 PM
Hey Jeff,

I sent you an e-mail yesterday requesting more info and have yet to hear from you. loanguy123atyahoo.com
mackpoise

214 Posts

Posted - 02/21/2008 :  9:12:19 PM
Jason, I will send out an email to you first thing tomorrow (friday) morning! In the mean time, if you haven't been to our website, please do, www.short-refi.com.

Also, where in MN are ya? I am a MN native...
mackpoise

214 Posts

Posted - 02/21/2008 :  9:20:52 PM
Hi Brian!

I will send to you as well...tomorrow (friday) morning.

Sorry to read about your bad experience with the outfit in NY. It is tough to find other organizations and/or people that will compliment what your needing or expecting.

I need to talk to you, please look for my email tomorrow morning.

Have a HUGE day!
mackpoise

214 Posts

Posted - 02/21/2008 :  9:25:04 PM
Getting lots of emails...I need someone serious out in Florida, I have Miami area codes (754, 305, 786) remaining, could be exclusively yours!
mackpoise

214 Posts

Posted - 02/21/2008 :  9:27:12 PM
Ray, I am going to try and reach you friday about are talk. Have a HUGE friday!
MyFaithFirst

23 Posts

Posted - 02/21/2008 :  11:10:26 PM
Looking forward to giving this a try.
mackpoise

214 Posts

Posted - 02/22/2008 :  06:40:49 AM
BUMP!
mackpoise

214 Posts

Posted - 02/22/2008 :  08:32:02 AM
Jason (jbird), I just sent you the email/info I said I would! Have a great friday! Give me a call...
mackpoise

214 Posts

Posted - 02/22/2008 :  08:33:27 AM
Brian (loanoptionsgroup), I just sent you the email/info I said I would. I sent the email from the link in your profile page here at B.O.

Call me to discuss. Have a HUGE friday!
monarchdad

1811 Posts

Posted - 02/24/2008 :  1:47:02 PM
Jeff - thanks for enlightening the BO to the world of short refis, something that was unheard of even six months ago. IMHO this option will continue to grow in popularity as banks look for answers to problem loans outside of their normal options.

Here is the question I have with your system and I think it is one that should be posed.

Loan officer A gives his short refi client to you, expecting that the client will be returned to him after the short pay agreement is secured. Your company has loan officer B negotiate the short pay. How is loan officer A assured that the client will be returned without loan officer B soliciting and trying to compete for the refi as well?
mackpoise

214 Posts

Posted - 02/25/2008 :  05:29:25 AM
Hello Steve, thank you for supporting short-refi's. It is something that has become necessary given the climate we're all in. Each foreclosed home in a neighborhood continues to pull down housing values everywhere, which is why lenders will sometimes approve a short-refi.

To answer your great questions, I would like to say that we (short-refi.com) handle the your concern two ways. First, we have contractual agreements that get executed to protect your referral via legal liabilities upon us. Secondly, the short-refi negotiation and the closing of the loan are "2" completely separate transactions being handled by two separate entities. Because our (short-refi.com) fees are paid on the "back-end", or out of the end loan, out of the HUD as a "Third-Party" fee. This would make it a conflict of interest for us (short-refi.com) to negotiate and close the loan. I can elaborate if you give me a call or email.

I would like to discuss any possible clients that you have that, together, we can help out! Have a HUGE monday!
mackpoise

214 Posts

Posted - 02/26/2008 :  11:37:55 AM
Everyone at BO, I want to thank you for all of your interest and emails supporting and wanting to be a part of our success and vision. Short-refi's are hot, given the climate we're in. By building these relationships now and helping people help homeowners and earn income for themselves during this ominous real estate market will position all of us for even more explosive business once home prices come back and short-refi's are no longer solvent.

Given all the realtors/attorney's/brokers/bankers on board with us that we showed and have helped make money will not be forgotten when times improve. Many agents of ours across the country will hold on to the relationships they've created and conitue to refer, just with products and services of a stable or growing real estate market. We have had a HUGE success with establishing our nation wide short-refi and referral platform.

All of you that signed up already, please email at shortrefi@yahoo.com as I have something to send you all.

We still have some areas available and are bringing in top individuals AND entire companies to not only help homeowners in the short-refi's but with an array of services and products that they want to refer out AND where they NEED the product and/or service from someone else...like you!

Again, I have had a pleasure talking to you all and helping some of you getting off the ground and others getting that incremental gain$$$.



--------------------------------------------------------------------------------
Jeff Blackledge

shortrefi@yahoo.com
kkhanna

105 Posts

Posted - 02/26/2008 :  1:08:00 PM
Hi,

Pls send me info at kunal@avanmortgage.com

I already sent you an email.....I ahve settlement company and ledning experience and also Real Estate Title Researcher exp.



Thanks
mackpoise

214 Posts

Posted - 02/26/2008 :  2:46:10 PM
Hi Kunal,

I will send you the additional information before I leave today.
I am on EST...FYI

Thank you and please call me once you've received it and reviewed it all. Sounds like you have quite a bit of experience in this arena and I'd really like to hear more about it!
mackpoise

214 Posts

Posted - 02/27/2008 :  09:25:19 AM
bump
VHOUSE

12 Posts

Posted - 03/03/2008 :  12:11:44 PM
I requested information by email and have not received one response
from you.

vhouse
mackpoise

214 Posts

Posted - 03/03/2008 :  12:18:40 PM
Hi Virginia House, I am send you information from your email link here at BO.....Call me once you receive the 2 attachments sent, to discuss.

Thank you
mackpoise

214 Posts

Posted - 03/03/2008 :  12:20:50 PM
Virginia House...I just emailed you....
mackpoise

214 Posts

Posted - 03/04/2008 :  06:17:57 AM
Virginia House, everytime I try and send you an email, I get a message that reads "delivery of message has been delayed"?? I am using the email link in your BO profile??

Do you have another email address to use?
Balin

73 Posts

Posted - 03/04/2008 :  2:48:57 PM
Please e-mail me some info on this program

- Have you had any luck getting a short refi done for someone who isn't currently late on their mortgage?
That way the lender wouldn't have to give up so much and the homeowner could get into a fixed rate FHA loan without ruining their credit.
mackpoise

214 Posts

Posted - 03/04/2008 :  3:34:49 PM
Hello Brad, I just emailed you...

Thank you for your question, we have been able to assist borrower's that are not in foreclosure, they typically need to meet the following characteristics:

1) Have recently had, or about to have a rate re-set.
2) Currently have a 1st and 2nd mortgage.
3) Are maxed, or up-side down in equity.

shortrefi@yahoo.com
www.short-refi.com

hurricane45

22 Posts

Posted - 03/05/2008 :  12:19:24 PM
I'm located in South Florida. I can cover those area codes if need be.

Thanks
D
mackpoise

214 Posts

Posted - 03/06/2008 :  08:20:15 AM
Hi Dee:

I just emailed you...have a HUGE day!
jem21

18 Posts

Posted - 03/07/2008 :  09:02:31 AM
please send me more info. thank you.
mackpoise

214 Posts

Posted - 03/07/2008 :  10:14:32 AM
Hello Jill:

I just emailed you, thank you and have a great weekend!
jem21

18 Posts

Posted - 03/10/2008 :  12:38:37 PM
please resend. i did not receive the email. thank you.
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kjake41

184 Posts

Posted - 03/10/2008 :  4:15:50 PM
I"m wondering why you would charge someone money to train them to make you money.
If your company produces, then it would be worth it to me,,,but i've been burned before and am leary of a company that wants money upfront before they show me the goods.

just my opinion.

P.S. if you would reconsider the upfront, or take it our of the 1st couple then lets talk,
if not, thanksbutnothanks.
mortiz0126

205 Posts

Posted - 03/10/2008 :  4:31:28 PM
I sent you an email. I am looking forward to what you can offer.
mackpoise

214 Posts

Posted - 03/10/2008 :  8:28:03 PM
Hi Ken (kjake41),

We (short-refi.com) have "2" relationships. One, is an "Affiliate". The second, is the "Associate". Ken, as an "affiliate", it costs nothing, "0", zip.

Example, you have a client that you would like to help keep their home. Refer that client and we do all the negotiating for you. When we (short-refi.com) are done, we hand "your" client back to you for you to close. Ken, this service is free for you.

We have an "associate" agent program that does have an initial, up front, fee. This fee isn't to "train" you, it's for your own personalized website within our company and an exclusive territory where you get leads every month.

Ken, I apologize if you thought you only had the one option to join by paying a fee. That is not the case. The "affiliate" program, mentioned above, is free. It's for loan officers and brokers that don't have the time for anything else but your own loan closings. It's free and we handle all the negotiating and where we're successful, we hand you back your client for you to close. Ken, we help you turn more of your unfundable loans into "fundable" loans...and we help keep homeowners "in" their homes.

I hope that clears up a mystery. These two relationships are explained in detail up at the beginning of my post here.

Would love to talk, again, Ken....
mackpoise

214 Posts

Posted - 03/10/2008 :  8:29:03 PM
Hello Michael,

Thank you for the "heads-up"...I will go and check my email and follow up with you.

ViNCeee

185 Posts

Posted - 03/10/2008 :  11:24:47 PM
Whats the turn around time from when we give you our clients and what exactly is needed from the borrower? (appraisal, etc)
what fees does the client pay you upfront if any?

Thank you.
loans

7 Posts

Posted - 03/11/2008 :  12:36:48 AM
please send me the information that I meed to get started
thanks.
mortiz0126

205 Posts

Posted - 03/11/2008 :  08:42:02 AM
Have not heard back yet.
mackpoise

214 Posts

Posted - 03/11/2008 :  11:03:17 AM
Hi Janet (loans), I just sent you an email....thank you and have a HUGE day!
mackpoise

214 Posts

Posted - 03/11/2008 :  11:04:12 AM
Hi Michael (mortiz0126), I am calling you right now......
mackpoise

214 Posts

Posted - 03/11/2008 :  11:08:40 AM
Michael...got your voicemail....left you my cell number! Please give me a call!
mackpoise

214 Posts

Posted - 03/11/2008 :  11:09:49 AM
Hey Vince, just sent you an email, please give me a call after you have reviewed it!


Thank you!
asabadin

45 Posts

Posted - 03/11/2008 :  9:56:09 PM
please e-mail me info and call me. I get at least 15 of these types of calls a week from my direct mail campaigns. Call me at 626- 974-9714 my name is Angelo. Please e-mail me as well asabadin@fnmaprogram.us
mackpoise

214 Posts

Posted - 03/12/2008 :  08:10:11 AM
Hello Angelo, I have your number and will call you this afternoon.
Thank you and have a HUGE day!
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