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darkstar
18038 Posts |
 Posted - 01/25/2008 : 3:37:29 PM
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What are the 5 biggest problems in any deal(or lead)?
1. contact - Not a problem, they call you after being qualified!
2. credit - not required on these programs!
3. value - not required on these programs!
4. income documentation - not required on these programs!
5. time it takes to close - 10-14 days tops, can be much less!
These leads absolutely eliminate ALL of those issues we ALL deal with!...
Can it possibly get any easier?
Click here for an order form:
http://www.seemysunspot.com/va_fha_order_form.pdf
For to see the most amazing solar images on the internet
check out this:
http://www.seemysunspot.com/ |
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amflores
407 Posts |
Posted - 01/25/2008 : 8:37:12 PM
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Dark,
These leads sound interesting.
I've never done a FHA streamline. You mention that there is no appraisal or credit report required. Does FHA allow us to charge closing costs to do the loan including a 1% origination, or does their balance have to remain the same and the closing costs have to be covered by rebate? |
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hherrm
1407 Posts |
Posted - 01/25/2008 : 8:52:40 PM
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To do a pure streamline with no appraisal, you can go to the original loan amount including the MI and add the new MI. That is the max, anything else has to go with appraisal.
Remember, if they refi in the first 3 years, they will get a refund on the MI they paid. You just have to work the worksheet to see if it works. |
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hherrm
1407 Posts |
Posted - 01/25/2008 : 8:54:53 PM
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| Stephen, I would be interested in those leads if you have Texas. Please email me. |
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Managing Prime
2801 Posts |
Posted - 01/25/2008 : 9:25:57 PM
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| This is a good lead product. First time I think I've heard a lead provider offer them. |
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ML
2996 Posts |
Posted - 01/25/2008 : 9:31:33 PM
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| What ya got in New Eng, NY, NJ. Also, am I allowed to give you parameters such as County, Loan Size, Date of Orig, 203(b), 203(k), can you sort by Zip? Thank you. |
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darkstar
18038 Posts |
Posted - 01/26/2008 : 05:31:10 AM
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All states are available...We will not be filtering these as there is no need on deals this easy, just pick how many you want and they will come!...These borrowers will come from 2002-2006...
100% of the calls will be recorded and sent to you after each campaign, there is NO room or way for BS here...
Click here for an order form:
http://www.seemysunspot.com/va_fha_order_form.pdf
For to see the most amazing solar images on the internet, check out this:
http://www.seemysunspot.com/
 |
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darkstar
18038 Posts |
Posted - 01/26/2008 : 08:15:15 AM
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Here is some info on FHA streamlines:
- Must be in FHA loan now
- SHOULD be current
- Refi must lower P&I payment
- No Cash Out
To find out more: http://www.hud.gov/offices/hsg/sfh/buying/streamli.cfm
VA Streamlines:
- NO Appraisal
- NO Credit Underwriting
- NO Qualifying Debt Ratios
- NO Credit Check, NO Income Verification
- NO Face To Face Application!
I love the smell of desperation in the morning! *inside joke* |
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ML
2996 Posts |
Posted - 01/26/2008 : 08:43:59 AM
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| Not trying to nit-pick, but in your TM script, do you ask if they are 0x30 last 12/mo? Or is that my job? |
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darkstar
18038 Posts |
Posted - 01/26/2008 : 09:30:03 AM
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>>>>]Not trying to nit-pick, but in your TM script, do you ask if they are 0x30 last 12/mo? Or is that my job?
Great question, YES WE DO and if they say yes WE DO NOT PASS THOSE ON!!!!!!!!!!!!!!!!!
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ML
2996 Posts |
Posted - 01/26/2008 : 10:56:44 AM
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quote:
Originally posted by darkstar
>>>>]Not trying to nit-pick, but in your TM script, do you ask if they are 0x30 last 12/mo? Or is that my job?
Great question, YES WE DO and if they say yes WE DO NOT PASS THOSE ON!!!!!!!!!!!!!!!!!
Like candy from a baby! Better yet, why don't you just write the loan for me, and send me the commish when it closes? Simple no?  |
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darkstar
18038 Posts |
Posted - 01/26/2008 : 11:17:54 AM
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>>>>Like candy from a baby! Better yet, why don't you just write the loan for me, and send me the commish when it closes? Simple no?
It really doesn't get any easier if you're familiar with them, heck, even if not!... |
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mdiclemente
1016 Posts |
Posted - 01/26/2008 : 6:19:10 PM
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Steve,
I looked at the order form. I am very interested, but the minimum order is a little high for me. Do you have any other packages, perhaps with a higher price mark with the lower volume? |
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darkstar
18038 Posts |
Posted - 01/26/2008 : 7:04:50 PM
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| You have mail Mike! |
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micbelt
208 Posts |
Posted - 01/29/2008 : 11:21:29 AM
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| why would they have 20 with appraisals ordered if they are streamlines? |
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darkstar
18038 Posts |
Posted - 01/29/2008 : 11:30:47 AM
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| Doh! Put that in wrong thread, my bad... |
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micbelt
208 Posts |
Posted - 01/29/2008 : 11:56:25 AM
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| want more info, thanks |
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peterut
97 Posts |
Posted - 01/29/2008 : 4:44:20 PM
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Hello Darkstar
How much are the leads?
Peter
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darkstar
18038 Posts |
Posted - 01/29/2008 : 5:10:56 PM
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| They are $85 each... |
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darkstar
18038 Posts |
Posted - 01/29/2008 : 6:32:47 PM
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| Call me when you get a chance, too much to type! |
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reichone
99 Posts |
Posted - 01/29/2008 : 7:21:26 PM
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quote:
[i]Originally posted by darkstar[/i]
[br]<b><font size="4"><center>Always with the newest and best leads out there!</center>
If you are familiar with FHA or VA streamline refis, these are the leads for you...We will transfer as many of these people as you would like from any state!...
<font color="red"> - NO APPRAISAL NEEDED!
- NO CREDIT REPORT NEEDED!
- All CURRENTLY AT 6.5% OR HIGHER!
- ALL CALLS RECORDED AND SENT TO YOU!
- EASIEST DEALS OUT THERE!
</font id="red">
Click here for an order form:
http://www.seemysunspot.com/va_fha_order_form.pdf
</b></font id="size4">
<b>For to see the most amazing solar images on the internet, check out this:
http://www.seemysunspot.com/</b>
Has anyone used these leads yet? IF so please advise how your success was. The minimum order is too pricy for me but I guess if you close ONE deal, you would at least break even.... PLease post if you have had success. |
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darkstar
18038 Posts |
Posted - 01/29/2008 : 7:26:01 PM
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| The BO members just started using them, stand by, they will post!...I'm as anxious as you! :-) |
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Managing Prime
2801 Posts |
Posted - 01/29/2008 : 7:38:02 PM
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| Is there going to be a seperate thread? They started yesterday, right? Let me know...I'm interested to see the numbers. How many have you transfered to date? |
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darkstar
18038 Posts |
Posted - 01/29/2008 : 7:48:07 PM
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| They will post here, no need for another thread, I'm not sure of the total numbers for today(I'll know in morning meeting) but the 4th-7th BO members start this week, someone will post, they always do!...Stay tuned!... |
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AlexLocklear85
143 Posts |
Posted - 01/29/2008 : 8:17:36 PM
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Darkstar,
Is it worth buying a just a few leads (2 or 3) or is that just throwing money away? |
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darkstar
18038 Posts |
Posted - 01/30/2008 : 04:14:56 AM
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| It's just not logistically practical...Welcome to the outpost! |
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darkstar
18038 Posts |
Posted - 01/30/2008 : 08:08:16 AM
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| Migration whacked out html formatting... |
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GAcashflow
368 Posts |
Posted - 01/30/2008 : 10:28:03 AM
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quote:
[i]Originally posted by darkstar[/i]
[br]Migration whacked out html formatting...
Is it 25 or a 50 min (per the order form) ??
Thanks |
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darkstar
18038 Posts |
Posted - 01/30/2008 : 10:55:56 AM
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| 25, order form is now corrected...I used same shell from other one, my bad... |
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reichone
99 Posts |
Posted - 01/30/2008 : 12:11:34 PM
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quote:
Originally posted by darkstar
The BO members just started using them, stand by, they will post!...I'm as anxious as you! :-)
I WILL buy once i see how those first batch did. To be honest I would buy if I had atleast a 4% success rate. However, based on the information supplied I would think the closing ratio should be A LOT higher. Good luck.... |
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loanbroker5
1522 Posts |
Posted - 01/31/2008 : 12:11:39 PM
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| any experiences yet dark? |
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darkstar
18038 Posts |
Posted - 01/31/2008 : 7:32:06 PM
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| I asked them to post, I'll beg soon... |
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forloans
19 Posts |
Posted - 02/01/2008 : 3:34:57 PM
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Hi Darkstar,
Could you filter just spanish surnames with these leads?
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darkstar
18038 Posts |
Posted - 02/01/2008 : 11:40:41 PM
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| Checking!...Welcome to the Outpost! |
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FL08broker
7 Posts |
Posted - 02/04/2008 : 08:36:16 AM
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| Can you filter ONLY VA leads? Not FHA approved, yet. State of Florida, by the way. Also, would like 10 to start, is that possible? |
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sjt
4 Posts |
Posted - 02/04/2008 : 10:06:57 AM
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| i would like to hear some feedback on those whom have purchased these leads. And also I would like to start off with a smaller purchase i possible, please send info thanks. |
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darkstar
18038 Posts |
Posted - 02/04/2008 : 3:36:07 PM
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quote:
Originally posted by FL08broker
Can you filter ONLY VA leads? Not FHA approved, yet. State of Florida, by the way. Also, would like 10 to start, is that possible?
Yes and can't do less than 25 to start, yet... |
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darkstar
18038 Posts |
Posted - 02/04/2008 : 3:42:10 PM
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What are the 5 biggest problems in any deal(or lead)?
1. contact - Not a problem, they call you after being qualified!
2. credit - not required on these programs!
3. value - not required on these programs!
4. income documentation - not required on these programs!
5. time it takes to close - 10-14 days tops, can be much less!
These leads absolutely eliminate ALL of those issues we ALL deal with!...
Can it possibly get any easier?
Click here for an order form:
http://www.seemysunspot.com/va_fha_order_form.pdf
Stephen Ames
270-358-8634 |
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Tony4Loans
112 Posts |
Posted - 02/05/2008 : 6:14:50 PM
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| Anyone have any feed back yet? Let us know. I'm definitely interested! |
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reichone
99 Posts |
Posted - 02/05/2008 : 6:17:13 PM
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quote:
Originally posted by darkstar
What are the 5 biggest problems in any deal(or lead)?
1. contact - Not a problem, they call you after being qualified!
2. credit - not required on these programs!
3. value - not required on these programs!
4. income documentation - not required on these programs!
5. time it takes to close - 10-14 days tops, can be much less!
These leads absolutely eliminate ALL of those issues we ALL deal with!...
Can it possibly get any easier?
Click here for an order form:
http://www.seemysunspot.com/va_fha_order_form.pdf
Stephen Ames
270-358-8634
Still no takers on how the first batch of leads went.....very pricey not to have any results posted yet...... |
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darkstar
18038 Posts |
Posted - 02/05/2008 : 11:59:14 PM
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They just started taking them this week for one reason or the other(BO members) and I look at it this way, if they weren't happy, they would have been posting their butts off!...
One of them sent me this today, maybe he'll cop to it if he reads it:
"We only got 4 on Monday, 2 seem to be pretty good. Then Tuesday, we didn’t receive any."
That was my fault, I wasn't aware of monthly training the call reps are required to complete to keep their jobs...That was my fault for not telling him, but then I didn't know either until I got his email this eve and called to see why... So, after one day, he's at 50%! :-)..Definitely no guide so we 'll see how he ends up the week...If he won't post by Friday(or any of them), I will ask their permission for one person to call and they can post his comments, that I know I can get done...If you'd be up for that JR, shoot some contact info and I will ask him to speak with you...I don't think we know each other so you're words will be unbiased...
Welcome to the Outpost also!.. |
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reichone
99 Posts |
Posted - 02/06/2008 : 3:26:38 PM
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quote:
Originally posted by darkstar
They just started taking them this week for one reason or the other(BO members) and I look at it this way, if they weren't happy, they would have been posting their butts off!...
One of them sent me this today, maybe he'll cop to it if he reads it:
"We only got 4 on Monday, 2 seem to be pretty good. Then Tuesday, we didn’t receive any."
That was my fault, I wasn't aware of monthly training the call reps are required to complete to keep their jobs...That was my fault for not telling him, but then I didn't know either until I got his email this eve and called to see why... So, after one day, he's at 50%! :-)..Definitely no guide so we 'll see how he ends up the week...If he won't post by Friday(or any of them), I will ask their permission for one person to call and they can post his comments, that I know I can get done...If you'd be up for that JR, shoot some contact info and I will ask him to speak with you...I don't think we know each other so you're words will be unbiased...
Welcome to the Outpost also!..
wasn't trying to be negative....the streamline FHAs seems like a great way to go as I have been doing FHA for only 2 months now and have 9 currently going with 2 of them closing next week. Just curious, am in NC where the refinance market, probably like other areas of the country, is going nuts!!! If not for the FHA market I would be out running a tight ship.....just keep us update and I would be more than happy to hear from any of the individuals who bought some of the 'leads'. |
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darkstar
18038 Posts |
Posted - 02/06/2008 : 3:48:57 PM
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| I didnt' take you as being negative, I wa giving you a serious offer to be the one to talk to the guy...All good...And believe me, I ask everyday... |
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rocko
31 Posts |
Posted - 02/06/2008 : 8:08:46 PM
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| I am interested in purchasing some leads in Alabama. Please send me some info on this to present to my broker. Thanks, Eddie |
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darkstar
18038 Posts |
Posted - 02/07/2008 : 04:28:38 AM
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| Ed, you have mail... |
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OHlo61
64 Posts |
Posted - 02/07/2008 : 08:59:52 AM
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Dark,
It doesn't look like there is any where on the order form to specify the State that you want leads in, nor whether you want just FHA or VA. Could you clarify how we go about getting that done? Also, is there any other filters that are available (ie. loan amounts, etc.). Thanks. |
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darkstar
18038 Posts |
Posted - 02/07/2008 : 09:25:32 AM
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There was a space for state and most people take both type of leads, but good point and I've corrected it...
Click here for an order form:
http://www.seemysunspot.com/va_fha_order_form.pdf
Check out a pic of the eclipse that occurred yesterday here:
http://www.seemysunspot.com/0208.html
As well other way kewl pics! |
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WorldWideWayne
2375 Posts |
Posted - 02/07/2008 : 2:20:54 PM
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quote:
Originally posted by Banker0679
JEWISH ICE CREAM
Ben & Jerry's Ice Cream is now available in Israel
in the following flavors:
Wailing Wallnut
Moishemellow
Mazel Toffee
Chazalnut
Oy Ge-malt
Mi Ka-mocha
Bernard Malamint
Berry Pr'i Hagafen
Choc-Eilat Chip
Simchas T'Oreo
It should be noted that all of these flavors
come in either a cup or a Cohen.
Yeshua bout dat? |
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darkstar
18038 Posts |
Posted - 02/07/2008 : 10:33:39 PM
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| ROFL!!!!!! |
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broker949
217 Posts |
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darkstar
18038 Posts |
Posted - 02/08/2008 : 07:38:30 AM
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It wasn't quiet this morning, check out my sketch and picture sent to me from friend in Europe: http://www.seemysunspot.com/0208.html
Thank you for the link! |
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