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tommyz123
41 Posts |
 Posted - 01/21/2008 : 5:50:52 PM
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669 Fico
85%
0 lates
stated
Get back to me, need to doc asap!!
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williamspeaking
4058 Posts |
Posted - 01/21/2008 : 5:52:35 PM
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| way to post 40% of a scenario, and need docs with such urgency. |
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mdiclemente
1016 Posts |
Posted - 01/21/2008 : 5:56:46 PM
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well, give us some more details? from what you said so far, it probably will fit into countywide's conforming alt-a program. pricing in the low 6's par and TAMI in the high 6's
that's assuming: owner occ, cash reserves, sufficient tradelines, and no BK
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tommyz123
41 Posts |
Posted - 01/21/2008 : 6:12:17 PM
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thanks for getting back to me. sorry i didnt go into details.
o/o
no reserves
3 other houses on credit report
no bk/no fc
anything else needed to know |
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mdiclemente
1016 Posts |
Posted - 01/21/2008 : 6:23:43 PM
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| well, you would needs assets for a conforming alt-a program.... subprime maybe with chase. what is the state? they don't do stated or bank statements in florida or michigan |
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tommyz123
41 Posts |
Posted - 01/21/2008 : 6:32:08 PM
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cali
for sub prime i got chase, wilmington, and saxon, do you know any others by any chance? |
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bllinc2002
358 Posts |
Posted - 01/21/2008 : 7:30:56 PM
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Chase subprime lists 85% stated as their maximum. However, Chase has an LTV cut for CA (and a bunch of other states). So 85% is out of the question there. We have over 40 subprime lenders in out database and the only return I got for a $425K/$500K search (as I did not have the loan size as per your post) was:
8.3500 ARM 5/25 0.000 Expanded Guideline Product/0X30 Equifirst
8.4750 ARM 5/35 0.000 Expanded Guideline Product/0X30 Equifirst
8.5000 IO 5/25 0.000 Expanded Guideline Product/0X30 Equifirst
8.6500 Fixed 20 yr 0.000 Expanded Guideline Product/0X30 Equifirst
8.6500 Fixed 15 yr 0.000 Expanded Guideline Product/0X30 Equifirst
8.6500 Fixed 25 yr 0.000 Expanded Guideline Product/0X30 Equifirst
8.6500 Fixed 10 yr 0.000 Expanded Guideline Product/0X30 Equifirst
8.6500 Fixed 30 yr 0.000 Expanded Guideline Product/0X30 Equifirst
8.7750 Fixed 40 yr 0.000 Expanded Guideline Product/0X30 Equifirst
8.8000 IO 10 yr fixed 0.000 Expanded Guideline Product/0X30 Equifirst
8.8000 IO 25 yr fixed 0.000 Expanded Guideline Product/0X30 Equifirst
8.8000 IO 20 yr fixed 0.000 Expanded Guideline Product/0X30 Equifirst
8.8000 IO 15 yr fixed 0.000 Expanded Guideline Product/0X30
8.8000 IO 30 yr fixed 0.000 Expanded Guideline Product/0X30 Equifirst
Must be SE and reserves are required.
Best of luck! |
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