tmccormick
136 Posts |
 Posted - 01/15/2008 : 12:39:50 PM
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Lydian Mortgage Niches:
No Seasoning: Use the Current Appraised Value on Refinances of Recently Purchased Properties
No MLS Seasoning on Full Doc Conforming (Cash Out or Rate & Term, any Occupancy)
700+ SISA Retired & Fixed Income (2 sources of Fixed Income required, example: Pension and Social Security)
100% Full Doc Purchase and Rate & Term
700+ 90% SISA Purchase and Rate & Term
90% Full Doc Cash Out
A Quick Snapshot of Lydian Rate Sheet Base Price Highlights for January 15, 2008…
5.375% pays 0.250 on the Conforming 30 Year Fixed
5.500% pays 0.750 on the Conforming 30 Year Fixed
5.625% pays 1.375 on the Conforming 30 Year Fixed
5.750% pays 1.750 on the Conforming 30 Year Fixed
4.750% pays 0.375 on the Conforming 15 Year Fixed
4.875% pays 0.500 on the Conforming 15 Year Fixed
5.000% pays 0.750 on the Conforming 15 Year Fixed
5.125% pays 1.000 on the Conforming 15 Year Fixed
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