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TRIPOINT123
57 Posts |
Posted - 01/03/2008 : 10:09:52 AM
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| 100% purchase, full doc, ca property, owner oc, 440,000 LA 675 fico |
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mwfan55
488 Posts |
Posted - 01/03/2008 : 10:12:14 AM
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| Realtors really should have stayed at $417,000 |
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lukeallison
1619 Posts |
Posted - 01/03/2008 : 10:17:08 AM
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| You are going to have an ssue with declining markets. If your home is either not in a declining county or the appraiser can support that a certain section of the area that the home is in is not declining then you may get an approval. It will all depend on the lender. |
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lucky1s
3986 Posts |
Posted - 01/03/2008 : 10:21:29 AM
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Got this today-
Wells Fargo still offers 100% financing as long as appraisal does not indicate the following:
• Declining property values
• An Oversupply
• >6 months marketing time
The At Risk Market policy applies to:
• Investment/non-owner occupied transactions >75% LTV/CLTV
• Second home transactions >75% LTV/CLTV
• Cash-out refinance transactions >75% LTV/CLTV
PLEASE SEE ATTACHED FLYER FOR 100% OPTIONS and At Risk
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moneychic
47 Posts |
Posted - 01/03/2008 : 2:10:59 PM
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Hello, We can assist you with these types of loan scenarios and obtain 100% with a min 680 FICO and purchases ONLY in CA.
Contact me via email for program highlights and guidelines. Or give me a jingle @ 916.201.8102 but I do respond much quicker via email. Happy New Year :)
Gina Gomez Account Executive D & L Loan America ginagomez@gmail.com Licensed In Ca only. PURCHASES ONLY |
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bllinc2002
358 Posts |
Posted - 01/03/2008 : 5:57:17 PM
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USBank has a 100% product pricing
11.0000 0.000 Non Prime/0x30 Tier 1-3 USbank
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swmsn
4209 Posts |
Posted - 01/03/2008 : 7:18:38 PM
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| If the above suggestions don't help you can try using an Unsecured to lower the ltv and find financing for the 80, 90% you would have left. |
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