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GuardianLendingG

193 Posts

Posted - 11/23/2007 :  3:52:17 PM
200k loan amount

30% ltv

SFR

Owner Occupied

Full Doc and verifiable assets

verifiable alternative credit and perfect mortgage history

Cashout 200k

will take a 15year or a 30year fixed mortgage

Please let me know!!!
Perfect Fha

516 Posts

Posted - 11/23/2007 :  4:24:20 PM
We don't look at scores, but unfortunately we do not lend in NJ.
re_manager

2637 Posts

Posted - 11/23/2007 :  4:37:04 PM
We can use alternative credit for 80% or below transactions. Here is pricing on our 30 Year Fixed: 7.5% PAR.

Please let me know if I can help.

Thanks

Phil Koch
Wholesale Mortgage Banking Leader
Wachovia, 4th largest Bank in US
philip.koch@wachovia.com
Cell: 661-343-3556
Fax: 800-307-7614
bcnyyan

14 Posts

Posted - 11/24/2007 :  05:28:09 AM
I can do 6.875% at par.
Email me if you're interested
GuardianLendingG

193 Posts

Posted - 11/24/2007 :  10:41:27 AM
quote:
Originally posted by bcnyyan

I can do 6.875% at par.
Email me if you're interested




are you a broker or wholesale? if wholesale call me.
ebohn

28 Posts

Posted - 11/24/2007 :  11:05:52 AM
I would take this FHA or VA. Sounds like an easy file.
GuardianLendingG

193 Posts

Posted - 11/24/2007 :  11:27:06 AM
quote:
Originally posted by ebohn

I would take this FHA or VA. Sounds like an easy file.



I'm not licensed to do either yet unfortunately.
peter

6401 Posts

Posted - 11/24/2007 :  11:39:53 AM

I also have a SISA borrower with no credit score,
except 12 months' perfect mortgage rating and 2 years
employment can be verified. Manufactured home in
Murrieta, CA. 70% LTV, cashout refi. Cashout to
$20,000 only. Borrower does not use credit cards but
can provide utility bills and mobil home park bills as
well as home insurance.

Wholesaler or lenders please respond. Thank you.

Peter S.
FBMC/Century 21 AF Realty
E-mail: silomtip@yahoo.com
ppulatie

2405 Posts

Posted - 11/25/2007 :  2:21:44 PM
GO with a Stated FICO Program and use the score 950. :-)

Donald1955

6067 Posts

Posted - 11/25/2007 :  3:23:50 PM
Try:

Eastern Savings Bank
11350 McCormick Road, Executive Plaza, Ste 200
Hunt Valley, MD 21301-1026
410-568-6250 Fax: 410-568-4501
http://www.easternsavingsbank.com
lcashman@easternsavingsbank.com
Doing Business in :
All States
georgenips

2 Posts

Posted - 11/25/2007 :  3:56:20 PM
Popular Mortgage Servicing, INC

possibly Indy Mac
topgun56

848 Posts

Posted - 11/26/2007 :  10:20:30 AM
LTV: 65% Full Doc 60% Stated
RATE 11.5
TERM 2/28
PPP 2 YEAR

*** EMAIL ME DIRECTLY OR CALL ***

DAVE BRITTON
CHARTER BANK
(866) 733-6869
david.britton@charterco.com
www.charter504.com

We lend in AZ, CA, CO, FL, ID, NV, OR, TX, UT & WA

NO BROKER PACKAGES!!!!
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