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mari82
39 Posts |
 Posted - 11/19/2007 : 12:53:17 PM
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| Im just wondering if there is still any lenders out there that can do loans over 417k 100% cltv. Somebody told me they aquired a bank that can, over the internet. But I dont believe them. |
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mari82
39 Posts |
Posted - 11/19/2007 : 1:00:38 PM
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| Really? You can do 100% CLTV purchases still. What are your guidelines? |
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eliteone
132 Posts |
Posted - 11/19/2007 : 1:09:58 PM
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I can also do 100% up to $620k with a 620 or 100% up to 750k with a 660. Guidelines are -
must be full doc or 12mos bank statements(must be personal)
FTHB are limited to $550k max loan amount for primary residence loans
Mortgage can't be 1x90 within the last 12mos
Any Ch. 13 BK's must have been discharged before getting loan
Any Ch. 7 BK'S must have been disharged within last 24mos to get 100%
That should cover the basics but let me know if you have any other questions. |
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yan
402 Posts |
Posted - 11/19/2007 : 1:52:14 PM
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if it is full doc a lot of lenders can do it.
usually for FTHB the max that you can get is $550k
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mari82
39 Posts |
Posted - 11/20/2007 : 12:05:00 AM
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| Lauren "Eliteone", Can you do loans in Ca.????? Or can the lender that you use for this situation service Ca? Let me know |
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