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Sasha

151 Posts

Posted - 11/07/2007 :  4:30:58 PM
Can anyone help with this loan. They currently have a 80/20 and I want to subordinate the second and refinance the 1st only. The primary borrower as a 6mths gap in employment because of illness.


Occupancy: O/O Doc Type: Full
Purpose: Cash Out Employment: w-2
Property Value / Sales Price:
$ 450000 Property Type: SFR
LTV: 83% CLTV: 100%
1st Lien: $ 373500 Escrows: Yes
2nd Lien: $ 78083 Pre Pay: Best Fit
Property State: Virginia Net YSP: Par
Reserves: None
Borrower's FICO:660 639 670
Total Open Trades: 5+

CoBorrower's FICO:
625 649 653 Trades:
5+(>12 Months)
3(>24 Months)
Employment: Self-Employed
FTHB: No 1
12 Month Housing: VOM on Credit Report
Mortgage Lates: 0x30 Rolling 30's: No
Bankruptcy: No Foreclosure: No
Date Filled: N/A Date Filled: N/A
Discharged: N/A Satisfied: N/A
Collections/Charge offs:
$ 0 Judgements: $ 0
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