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Originally posted by aevans

Bob, i left you a voice mail. I need to speak with you ASAP. Please call me. 260-246-9117.
Thanks, Anne

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Originally posted by velecico


I would never call someone that hi jacks a post , what an idiot

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Originally posted by jamieonthegulf

Can you elaborate on #4? Feel free to email me directly or to respond here. Thanks.

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Originally posted by xavierramirez

HERE IS ANOTHER OPTION:

$0 set-up - work from home.

We purchase over 30,000 internet leads a month from most of the major suppliers, including LendingTree and LowerMyBills. We get the best quality leads at the best price.


You may be working from home, but you will not be alone. You will be assigned to an in-house support team which will include a support manager, processors, underwriters and closers. We have over 40 in-house processors and you will get decisions from underwriting in less than 4 hours typically. Close your loans in as little as 7 days.

Benefits:

More Money – Dramatically increase your income
More Freedom – Work from home, Be Your Own Boss.
More Flexibility – Work on what’s in your best interest.
More Control – You control your career, not your boss.
More Stability – Diversify your income, less risk

We are looking for Experienced Loan Officers.

NO LICENSE NEEDED

Contact:
Regional Sales Director
1.888.569.2809 x7
714-206-9641 Direct

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Originally posted by kingfish

Bob,

call me 585-750-2796. Have existing office/s and need flat fee per file or monthly fee. Please, only if the company is willing to provide references from existing net branches...

mike

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Originally posted by geo21208

Hey Bob. What's the incentive for a lender giving out a branch opportunity for a flat monthly fee? From my side, I think it's great, but if a lender makes the same amt from me no matter how many loans I do, why would they waste time by helping with marketing, and continued training? BTW, I got your message, but it's Friday. Will speak with you on Monday.

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Originally posted by mark247



We are generating exclusive mortgage leads through our call center operation in INDIA in Gurgaon(100 seats expandable to 400 seats),STPI Ranchi ( 50 seats
- Hide quoted text -
expandable to 100 seats ) and a new infrastructure
near completion in Noida which can house more than 400 seats with world class infrastructure and facilities.

we generate exclusive hot transfer or batch leads for our different clients in US.

CURRENTLY we are dialing for different mortgage client with 48 seats and are generating good volume of refinance leads with following filters.

Loan Amount >100 thousand Dollars

· Loan to value ratio <85%

· Above 540 Fico Score

· SFR Only (Single Family Residence) Condos or Town homes

· No Mobile Homes, Manufactured, and Doublewides.

· No Commercial Property, No Raw Land, No Construction

· No Bankruptcy or Foreclosure

· Last refinance must be > 6 months

· New purchase > 12 months

· Interest Rates: fixed rates must be greater
than 6.75%,

fixed rates at 6.75% or
below must require a
minimum cash-out of $20K
and 10% of the Loan Amount.

Any homeowners in a fixed Adjustable Rate Mortgage (ARM) whose interest rate will adjust within 6 months are accepted without cash out.

Any variable rates are accepted.

· English & Sapanish Speaking customers only.

· Must be Employed (No Retirees)

· Assigned States from Clients

· No Prepayment Penalties

so we can supply exclusive qualified leads of your interest
We are keen to partner with companies and individuals of good repute and having a long term business plan and prospect.

hope to hear from you soon and take the matter further.

Regards
Manish
Operation Head
Calling 247
Software Technology Parks of India
Ranchi
cell: 0091 993 110 3789

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Originally posted by 1003s.com

If you are all about quality, look for a company that is also,

because, "Birds__ of_ a__ feather__ flock__ together"

If you go to a company that will take anyone with a pulse, expect problems down the road

of one kind or another.


If you are looking for an opportunity that is too good to be true, keep looking!

I don't have it for you. We recruit now for many net branch companies

There pro and cons to each opportunity and no one opportunity is best for

everyone. Heck maybe you should not be a net branch at all.

I can think of as many reasons not

to net branch, as I can to net branch. At the end

of the day, it all boils down to your own unique

set of circumstances, that may not be the same, in

some significant ways a year from now. So while, a

net branch, might not be a good fit for you now, it

could be 12 months from now


In any case if you think a net branch or an off site LO opportunity might make sense

Take a look at the list.



Opportunity #1

No Set Up Fee, $500 – flat fee per file no monthly fee.

This program supports 1099 or W2 employee’s classification is dictated by licensing in each state. If you plan to originate FHA loans you must be a W2 employee.

This program has a great technology platform.

Pick your own LOS.

CA,CO,FL,IA,IL,IN,KS,MI,MO,NM,TN,TX,WA

_____________________________________________________________________

Opportunity #2)


$500- flat fee per file no set up fee

CA,CO,OH,Il,FL,HI,NJ,PA,WI,MI,IN,TN,SC,MO,MN,CO,NC,NY

OH,IN,NJ=Banker only

SC First MTG only.

Licenses Pending: VA,MD,ID,AL,NM,LA

HI=Hud Exempt,must verify lender accepts exempt status




Conventional, FHA, VA

It is your choice you can either close loans A-C on

the banker side or broker out your entire pipeline.

Branches must close a MIN of 2-3 files per month.

Monthly E&O fee $100-$300 - varies with volume.

If you want to banker your loans, the padding is real thin.
We are not recruiting branches located in NY for this
program.
_________________________________________________________________

Opportunity #3

$495- per file on loans in your home state.
AK,AZ,,CA,CO,,FL,HI,ID,IN,IL,MD,MO,NM,NC,NV,OR,TN,TX,UT,VA,WA,WY

More states are pending.

No Monthly fee

No Set up Fee
1099 where allowed

CONV loan fees can be paid to a registered DBA.


CONV, FHA

In some cases branches could be paid on a DBA

___________________________________________________________________

Opportunity #4

$750 Flat fee per file / No Set up fee , No monthly fee.

AK,CA,CO,CT,FL,IN,KY,MA,NJ,NY,OR,PA,RI,VT,WV



States pending:Arkansas
Michigan
Tennessee
Delaware
Georgia
Texas
North Carolina
Ohio
Virginia
Maryland
Montana- Need a person there
Nevada- Need a person there


CONV, FHA, VA,

Broker all your loans or banker your choice.

___________________________________________________________________________________

Opportunity #5


This is a good opportunity for someone who wants to banker most of their loans.
The branches get 100% of the rate sheet price with no fee per file or per month
Branches are able to broker out loans however this program is really not geared for that. They offer marketing support and the strength of a company that has been around a long time.

AL,AK,AZ,AR,CA,CO,CT,FL,GA,HI,IN,KS,KY,LA,MD,MI,MN,MS,MO,MT,NV,NM,NC,OH,OK,SC,TX,VA,WI,WY

___________________________________________________________________
Opportunity #6
This is not a net branch opportunity, this is for offsite loan officers
Wishing to be license exempt in the following states,

AL,CO,DE,FL,GA,IA,IL,IN,KY,LA,MI,MO,MS,MN,NE,NC,NV,OH,OR,SC,SD,TX,VA,WA

CONV and FHA loans.

No licensing or REG Requirements.
No Padded Rates / All loans are brokered
Quality control is solid
70% commission with no subtraction for
the employers part of the FICA, FUTA, SUTA, and
Workmens COMP. No Charge for credit pulls- subject
to change or limitations. Set up is fast and Cheap.
No Monthly Charges.
The down side:
Per file costs run higher than any other opportunity
We recruit for.
LO’s are not allowed to process their own loans.
Every 1st mtg file has a processing and Admin fee of $1180-

on top of that lenders are still going to want their
$500-$800 fee- whatever they charge.
This program make sense only for
LO’s doing loans with a MIN of $3000-$4000- in fees.

________________________________________________________________________________

Opportunity #7

AL,AK,AR,CA,CO,FL,IN,KY,LA,MI,MS,MO,NM,OK,TN,TX

They are licensed as a banker in Texas so they do not require LO's have a TX LIC.


$350- per file plus .250BPS many lenders offer pricing a price bonus that offsets the BPS

This program also offers thinly padded banker products CONV, plus FHA,and VA



_____________________________________________________________

Opportunity #8

450 per mo flat fee.

$300 per closed file.



Option (2)
$1548 per month flat fee includes branch E&O insurance.

Branches must Encompass or pay a $40- fee per file for data entry.

Alabama, Colorado, Connecticut,Florida, Georgia, Illinois, Indiana,

Kentucky, Louisiana, Missouri, Mississippi,New Mexico, North Carolina

South Carolina, Texas, Tennessee

___________________________________________________________________
Opportunity #9

$1500- Flat monthly fee


FL,CO,CA,CT,MD,TN,PA,DOC-DC

NO TECH FEES, NO LOS FEE, Free Encompass Use.

All loans are brokered on this program. No Padded Rates.


This program comes with an option to convert to a fee per file of $495 with no monthly fee

All new branches must go to corporate, for 2days training

Has VA, does not have FHA...

Prefered title Company provides 300 public record ARM leads per branch every loan.
___________________________________________________________________


Opportunity #10

NJ, PA more states pending in that region.

A PLN Preferred lender network

This works like a health insurance PP0 if you stay in net work (with the lender) your per

file fees are lower than if you go out of network.

Costs Per file: $430- in network

$630- out of network


Another neat twist to this opportunity,

it is the only opportunity I know of that pays part of the branch managers health

insurance costs. They pay 30% of the branch manager’s health insurance premiums

___________________________________________________________________


Opportunity #11

For offsite LO’s
$790 Per File includes Processing as LO's working
from home are not allowed to process their own files.

Monthly fee is $225
Everyone is W2 and they take out a 15% ADMIN fee to cover employers
FICA Costs.

AK,CA,CO,CT,FL,MA,ME,MD,MN,NJ,NY, PA,VA,WY
This program has a company credit account option subject to

qualification branches can pay expenses with pretax dollars.


______________________________________________________________________________________

Opportunity #12


This Opportunity is cost effective and does not require the branch manager to have good credit.

$ 150 monthly fee and $500 per file.



IL,IN,MI,FL

_______________________________________________________________________________________

Opportunity #13

You get what you pay for.
Monthly Fee $300- per file fee $60-

This is an opportunity for those more concerned about costs.
LO’s do most everything with the company online.
AK,CA, CT, FL, GA, KN, IL, IN, MI, TN , OR, WA,

______________________________________________________________


Opportunity #14
$295 flat fee per file, office must be B&M
mothly fee $225-

15% Admin fee 15% more than covers employers payroll tax.

AK,CA,CO,CT,FL,MA,ME,MD,MN,NJ,NY, PA,VA,WY


__________________________________________________________________
Opportunity #15
1099 only

FL,CO
FL, LO’s licensed only.
80% with a fee of $450 per file, work from home LO’s can process their own loans and have bad credit.

__________________________________________________________________________________________

Opportunity #16

This is a great program for branches that go through production swings,

Fee is $395- per file for the 1st 4 files per month.

Plus 8% of commission

8% is the only fee on files 5 and up
CA, FL, VA, MD, GA, CO, MI, MN, MA, NM and CT

__________________________________________________________________________________________

Opportunity #17

Offsite Loan officer opportunity

AL,AK,AR,CA,CO,FL,IN,KY,LA,MI,MS,MO,NM,OK,TN,TX

They are licensed as a banker in Texas so they do not require LO's have a license TX

LIC

$750- per file plus .250BPS many lenders offer pricing a price bonus that offsets the BPS

During the 1st 90 days offsite LO's will not be allowed to process their own files and there will be a processing fee of $400. Per file during that time period.

After 90 days LO's processing their own files=subject to approval.


This program also offers thinly padded banker products CONV, plus FHA,and VA

The lender list is very long.

This program also offers LO's the opportunity to be 1099'd up to 75% of income

__________________________________________________________________________________________

Opportunity #18)

This is an offsite LO Opportunity,


CA,CO,OH,Il,FL,HI,NJ,PA,WI,MI,IN,TN,SC,MO,MN,CO,NC,NY

Commission is 75% W2 wages, the employers part of FICA is subtracted from their 25% not

the LO'S portion. All files processed at CORP, $550-per file to process

MIN 1Yr experience


Conventional, FHA, VA

If you want to banker the padding is on .25 or broker out everthing, whatever you like to do.

Monthly E&O fee $100-
__________________________________________________________________________________________

Opportunity #19


offite LO

75% of Bankered pricing goes to LO /Employers FICA's is not charged to Lo
per file processing fee APROX $500-

This is a good opportunity for someone who wants to banker most of their loans.
Branches are able to broker out loans however this program is really not geared for that. They offer marketing support and the strength of a company that has been around a long time.

AL,AK,AZ,AR,CA,CO,CT,FL,GA,HI,IN,KS,KY,MD,MI,MN,MS,MO,MT,NV,NM,NC,OH,OK,SC,TX,VA,WI,WY



Opportunity #20


Hybrid Monthy fee and fee per file. This is for small offices only 1-15 Loan officers.

Monthly Fee $1000- per file fee $60-

All loans are brokered on this program. No Padded Rates.

AK,CA, CT, FL, GA, KN, IL, IN, MI, TN , OR, WA,


_________________________________________________________________________________________

Opportunity #21

$495- flat fee per file

FL,CA,CT,MD,,TN,NJ,PA,DOC-DC

NO TECH FEES, NO LOS FEE, Free Encompass Use. set up fee $750-

All loans are brokered on this program. No Padded Rates.

FL,CA,CT,MD,,TN,NJ,PA,DOC-DC

This program comes with an option to convert to a flat monthly fee of $1500-

All new branches must go to corporate, for 2days training

__________________________________________________________________________________________

#22

Off site LO opportunity

This is for IL only

Pay will range from 60-85% commission depending on volume

$300-$400- fee required to process loans.

_________________________________________________________________________________________

#23

Commercial Net Branch.

This is a unique opportunity for someone that wants to get involved in commercial loans.

but does not want to deal with processing, ETC.

The Branch would take in a file and ship it out for processing.

The branch would earn 75%

The Provider would earn 25%

The 25% covers their file processing costs

They have relationships with 16 commercial lenders.

Upfront Set Up Fee is $1500-

Training and software is included with the set up fee.

Experience, No commercial experience is required, however

they are looking for some RES experience.


________________________________________________________________________________________

#24

CA, DRE's offsite 1099 LO opportunity

Flat fee $646 per file process your own loans

over 60 lenders.

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quote:

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Originally posted by mikecn

So it seems like the path of least resistance would be to open a net branch under a Federally chartered bank as a W-2 entity.

Do you know of any opportunities like that which offers FHA?

If so, Id be very interested, thanks.

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